Where the group operates
By market
Line mix
Premium over time
Group premium
What drove the growth
Profit and return on equity
Net profit by year
Companies that report profit
Solvency of the companies
Combined ratio against the market
company its market 100%
Against the largest groups
Listed shares
Zavarovalnica Triglav shares trade on the Ljubljana Stock Exchange as ZVTG. Share price and market value at each year end, as Zavarovalnica Triglav publishes them; a dash where it does not. No live price: exchanges license their data. Investor relations →
| Year | Share price | Market value |
|---|---|---|
| 2025 | €59.20 | €1.35bn |
| 2024 | €40.50 | €921m |
| 2023 | €34.70 | €789m |
| 2022 | €34.50 | €784m |
| 2021 | €36.80 | €837m |
Sources: Triglav Annual Report 2021, the share and shareholders; Triglav Annual Report 2023, the share (2022–2023); Triglav Group investor presentation, March 2026 (market value 2024–2025); Triglav Group and Zavarovalnica Triglav Annual Report 2025, key figures relating to the ZVTG share (share price 2024–2025).
Companies
Each company in its own market. Solvency is the SCR ratio; * outside Solvency II (Serbia, Montenegro, Bosnia and Herzegovina, North Macedonia, Albania, Kosovo* and Moldova): local solvency margin; their combined ratios come from the insurers' whole-company figures (approximate loss ratio where expenses are not published) and are not comparable with the Solvency II markets. With a line selected, premium, share, rank and growth are the company's in that line; solvency, combined ratio, net profit and life share stay the whole company's. The combined ratio is after reinsurance (≈ an estimate; marked gross where a company publishes none); net profit after tax is from each company's own accounts.
| Company | Market | Premium | Share in market | Rank |
|---|---|---|---|---|
| Zavarovalnica Triglav | Slovenia | 1,694.7 | 50.1% | #1 of 15 |
| Triglav Osiguranje | Serbia | 124.2 | 7.6% | #5 of 16 |
| Triglav osiguranje | Croatia | 103.3 | 4.9% | #8 of 14 |
| Triglav | Bosnia and Herzegovina | 44.1 | 7.4% | #5 of 23 |
| Lovćen | Montenegro | 41.0 | 27.7% | #1 of 9 |
| Triglav | North Macedonia | 27.7 | 9.5% | #4 of 17 |
| Triglav Life | North Macedonia | 10.8 | 3.7% | #12 of 17 |
| Lovćen životna | Montenegro | 7.4 | 5.0% | #8 of 9 |
| Triglav Banja Luka | Bosnia and Herzegovina | -0.1 | -0.0% | — |