Accident

Premium in the line, its weight in each market, growth, the leader and the market's ratios after reinsurance (gross, marked, where insurers with half the line's premium give no net figures). Ratios marked ≈ are approximate and leave out expenses. Top three = the three largest insurers' share of the line. Select a heading to sort.

Short notes on accident in the region, in Polisa's words, each with its source and date. Updated 20 Oct 2026.

• Still profitable, but ratios are rising. Accident combined ratios after reinsurance rose from 57% in 2021 to 78% in 2025 in Czechia, from 70% to 81% in Poland and from 73% to 89% in Hungary.

  Polisa figures · FY 2021–2025

• Baltic accident cover booms. Accident premiums in the Baltics totalled €97.1m in 2025; since 2023 they grew 39% in Lithuania, 25% in Latvia and 19% in Estonia.

  Latvian Insurers' Association (LV portāls) · 8 Jun 2026

• Serbian accident premiums up almost a quarter. They grew 23.7% in H1 2026, lifting the line's share of all premium to 2.8% from 2.4%; it includes compulsory cover for public-transport passengers.

  National Bank of Serbia · Oct 2026

• Slovak tax on accident cover rises to 10%. Slovakia raised its insurance tax on non-life cover, explicitly including accident insurance, from 8% to 10% from 1 January 2026.

  Slovensko.sk · updated 30 Jun 2026

Share of line = the insurer's share of this line in its own market. Ratios after reinsurance (net claims and expenses over net earned premium, S.05.01) where the insurer gives them, else gross, marked; lines under €1m earned are left out. Green below 95%, amber 95–100%, red above 100%.