Change over the last 12 months

i

Insurance, 12 monthsAll consumer prices, 12 monthsEU average

Since 2015

i

Index, 2015 = 100. Select markets to compare; the dashed line, EU CPI, is all-items inflation in the EU.

All markets

i

Annual change in the latest month and since 2015, against all consumer prices. The markets Polisa covers come first; a positive gap, its bar to the right, means insurance rose faster than prices in general.

The index measures the change in what households pay for insurance, not the price level: it cannot say that cover is cheaper in one market than another. All insurance is every insurance item in the consumer basket (ECOICOP 12.1): mostly motor, home and health insurance, weighted by what households spend on each; life insurance is not in the index. Motor insurance is personal transport insurance (ECOICOP 12.1.4.1: motor liability and own damage for private vehicles). Series from January 2026 follow Eurostat's new ECOICOP ver. 2 classification; Eurostat links them back to 1996. A flat line (North Macedonia, Montenegro) can mean the item is not priced every month. Bosnia and Herzegovina and Moldova are not in Eurostat's index: Bosnia and Herzegovina from its statistics agency, BHAS (insurance as a whole, COICOP 12.5, often a month behind; marked), Moldova from its National Bureau of Statistics (insurance connected with transport, COICOP 12.5.4, shown with motor insurance, and health insurance; annual change only, from 2021, so not on the chart since 2015). Sources: Eurostat, prc_hicp_minr; BHAS, consumer price index time series; National Bureau of Statistics of Moldova, StatBank PRE012900. Annual changes, comparisons and the regional averages are Polisa's calculations from Eurostat's indices; Eurostat is not responsible for them.