Casco
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →By market
Premium in the line, its weight in each market, growth, the leader and the market's ratios after reinsurance (gross, marked, where insurers with half the line's premium give no net figures). Ratios marked ≈ are approximate and leave out expenses. Top three = the three largest insurers' share of the line. Select a heading to sort.
All figures
Five years
Premium, all markets
Combined ratio, largest markets
By market and year
What's happening
Short notes on casco in the region, in Polisa's words, each with its source and date. Updated 20 Oct 2026.
The fastest-growing motor line. Casco premium in the 18 markets rose from €5.9bn in 2021 to €9.5bn in 2025, 12.8% a year in euros; Bulgaria, Croatia and Serbia grew 17% a year in local currency and Slovenia 16%.
Polisa figures · FY 2021–2025Results improved in 2025. After reinsurance, Romania's casco combined ratio fell from 105% in 2021 to 90% and Slovenia's from 108% in the 2023 storm year to 83%; Serbia's fell from 115% in 2023 to 107%, still a loss.
Polisa figures · FY 2021–2025Polish claims run far ahead of premiums. Casco claims paid rose 11.5% to PLN 5.0bn in H1 2026 while premiums grew 1.7% to PLN 7.5bn; the line's technical result fell by PLN 382m to PLN 96m.
PIU · 26 Aug 2026Serbian casco up 12.9%. Casco premiums rose 12.9% in H1 2026, far ahead of motor TPL (+4.6%), and casco's share of all premium rose to 12.4% from 11.7%.
National Bank of Serbia · Oct 2026Moldovan casco claims up 12%. Casco claims paid rose 12.0% to 362.8 million lei in 2025; motor lines make up over 70% of Moldova's insurance market.
National Bank of Moldova · 8 May 2026
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Dearer parts lift Slovenian prices. Triglav raised casco premiums by 5% and Sava by 9.6% in 2025, citing dearer cars, parts and labour; Triglav said a basket of replacement parts cost over 70% more than five years earlier.
N1 Slovenija · 4 May 2025
Largest insurers in Casco
All figures
Share of line = the insurer's share of this line in its own market. Ratios after reinsurance (net claims and expenses over net earned premium, S.05.01) where the insurer gives them, else gross, marked; lines under €1m earned are left out. Green below 95%, amber 95–100%, red above 100%.