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Central

ASA groupBosnia and Herzegovina#25 of 25 in Bosnia and Herzegovina, FY 2023
Updated 11 Nov 2026
Sources and updates
Source
AZOBiH and the entity supervisors; solvency margin, not Solvency II
Latest figures
FY 2025, Jan–Sep 2026
Next update
FY 2026, around May 2027

Sources for Bosnia and HerzegovinaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€1.0m
0.2% of Bosnia and Herzegovina
Growth
−95.8%
FY 2023 vs 2022, in BAM · market +11.7%
Life share
0%
of own premium
Capital cover
—
Not published by the company
Claims and costs
—
Not available
In shortNumber 25 of 25 in Bosnia and Herzegovina with 0.2% of premium; its premium fell 95.8% while the market grew 11.7%.

Fingerprint

Central's line mix, and where it stands among the 25 insurers in Bosnia and Herzegovina on each measure, FY 2023.

Line mix
Motor TPL85%
Casco15%
Size#25 of 25 by premium
€1.0m
larger than 0%median €16m
GrowthFY 2023 against 2022, in BAM
−95.8%
ahead of 0%median +13.0%
Claims and costs
— no non-life business
Capital cover
— not published
Return on equity
— no profit or equity figures

Each bar runs from the weakest to the strongest of the insurers in Bosnia and Herzegovina with that figure in FY 2023; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Euros1.4%1.2%1.2%1.4%1.4%
Garant1.5%1.3%1.4%1.4%1.4%
Krajina0.5%0.7%0.8%1.2%1.4%
SAS-Super P0.4%0.4%0.4%0.4%0.4%
Central5.5%5.4%0.2%——

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the ASA group

    2 companies in 1 market · €76m premium, latest year

    Bosnia and Herzegovinathis market1 company€75m
    ASA Central€75m

    Questions about Central

    Short answers from the figures on this page.

    What is Central's market share in Bosnia and Herzegovina?

    Central wrote €1.02m of premium in FY 2023, 0.2% of all premium in Bosnia and Herzegovina, ranking #25 of 25 insurers; its premium fell 95.8% on FY 2022 in BAM.

    Who owns Central?

    Central is part of the ASA group, its only company in the 18 markets on Polisa (FY 2025).

    What does Central sell?

    Central is a non-life insurer; its largest lines in FY 2023 are motor TPL (75.8% of its premium) and casco (13.5%).

    Is Central growing?

    Central's premium fell 95.8% in BAM in FY 2023 while the market in Bosnia and Herzegovina grew 11.7%.

    Sources for this page

    Premium and lines: the Insurance Agency of Bosnia and Herzegovina and the supervisors of the Federation and Republika Srpska. Claims and solvency margin: supervisors and the insurer's annual report. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Central (Bosnia and Herzegovina): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ba-central

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ba_central_2026,
      author       = {{Polisa}},
      title        = {Central (Bosnia and Herzegovina): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ba-central}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: AZOBiH, ANO FBiH, AZORS (all rights reserved, no re-use terms), BHAS (CC0), SASE (no terms published, all rights reserved), Banja Luka Stock Exchange (no terms published, all rights reserved).