Get the dataData

Allianz Bulgaria Life

Allianz groupBulgariaallianz.bg ↗#13 of 36 in Bulgaria, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
FSC insurer statistics with lines per insurer; solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for BulgariaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€95m
3.5% of Bulgaria
Growth
+6.4%
FY 2025 vs 2024, in BGN · market +12.0%
Life share
100%
of own premium
Capital cover
218%
SCR ratio · €36m held vs €16m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 13 of 36 in Bulgaria with 3.5% of premium, growing slower than the market. It holds 2.2 times the capital it must hold.

Latest resultsH1 2026, year to date: €53m of premium, +24.9% on H1 2025 (market +1.7%); share 3.7% (+0.7 pp), #12 of 33. More

Fingerprint

Allianz Bulgaria Life's line mix, and where it stands among the 36 insurers in Bulgaria on each measure, FY 2025.

Line mix
Life100%
Size#13 of 36 by premium
€95m
larger than 66%median €24m
GrowthFY 2025 against 2024, in BGN
+6.4%
ahead of 23%median +16.6%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
218%
ahead of 73%median 175%
Return on equitynet profit ÷ average equity
15.9%
ahead of 63%median 12.1%

Each bar runs from the weakest to the strongest of the insurers in Bulgaria with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
DZI Life5.0%5.2%6.2%4.9%4.9%
Bulstrad Life3.5%4.2%4.1%4.3%4.4%
Allianz Bulgaria Life5.5%3.6%2.8%3.7%3.5%
UNIQA Life2.0%2.0%1.3%1.4%1.5%
GRAWE Life1.2%1.2%1.0%1.1%0.9%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Allianz group

    16 companies in 9 markets · €5.26bn premium, latest year

    All 16 on the Allianz page →

    Also in Croatia · €232mLithuania · €77mSlovenia · €31m

    Company details

    Legal name
    ЗАСТРАХОВАТЕЛНО АКЦИОНЕРНО ДРУЖЕСТВО "АЛИАНЦ БЪЛГАРИЯ ЖИВОТ"
    Registered seat
    Sofia, Bulgaria
    Website
    allianz.bg
    LEI
    529900KLBAA2R1BY0X45

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Allianz Bulgaria Life

    Short answers from the figures on this page.

    What is Allianz Bulgaria Life's market share in Bulgaria?

    Allianz Bulgaria Life wrote €94.9m of premium in FY 2025, 3.5% of all premium in Bulgaria, ranking #13 of 36 insurers; its premium grew 6.4% on FY 2024 in BGN.

    Who owns Allianz Bulgaria Life?

    Allianz Bulgaria Life is part of the Allianz group, which has 16 companies in 9 of the 18 markets on Polisa (FY 2025).

    What does Allianz Bulgaria Life sell?

    Allianz Bulgaria Life is a life insurer; all its premium in FY 2025 is life insurance.

    Is Allianz Bulgaria Life well capitalised?

    Allianz Bulgaria Life's SCR ratio was 218% at 31 December 2025: it held 2.2 times the capital Solvency II requires, against a median of 175% for the insurers in Bulgaria.

    Is Allianz Bulgaria Life profitable?

    Allianz Bulgaria Life made a net profit of €4.85m in FY 2025, a return on equity of 15.9%; the combined ratio of its non-life lines was 160% after reinsurance.

    Is Allianz Bulgaria Life growing?

    Allianz Bulgaria Life's premium grew 6.4% in BGN in FY 2025, slower than the market in Bulgaria (+12.0%).

    Sources for this page

    Premium and lines: FSC (Financial Supervision Commission), market statistics per insurer, sheet Premiums written - gross, by Solvency II line. Claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. For FY 2021–2022 the insurers whose SFCR has no S.05.01 (Euroins, Lev Ins, Bul Ins, Allianz Bulgaria and smaller ones) count with earned premium, claims and expenses, gross and after reinsurance, from their statutory income statements in FSC's annual statistics: a mixed basis, mostly within 4 points of S.05.01 and usually a little lower where both exist (quality grade B). How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Allianz Bulgaria Life (Bulgaria): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/bg-allianz-bulgaria-life

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_bg_allianz_bulgaria_life_2026,
      author       = {{Polisa}},
      title        = {Allianz Bulgaria Life (Bulgaria): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/bg-allianz-bulgaria-life}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: FSC (public information, no licence stated), Registry Agency (single pages viewed and printed), insurers' SFCRs (public disclosures, linked).