European Insurance Company
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €16m of premium, −32.0% on H1 2025 (market +1.7%); share 1.1% (−0.6 pp), #16 of 33. More
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European Insurance Company's line mix, and where it stands among the 36 insurers in Bulgaria on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Bulgaria with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Groupama | 1.1% | 1.2% | 1.5% | 2.3% | 2.9% |
| UNIQA | 2.1% | 2.2% | 2.3% | 2.3% | 2.2% |
| European Insurance Company | 0.1% | 0.1% | 0.1% | 0.1% | 1.3% |
| Asset Insurance | 0.8% | 0.8% | 0.8% | 0.9% | 0.9% |
| Bulgaria Insurance | 0.5% | 0.5% | 0.5% | 0.6% | 0.6% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Ownership and events
Company details
- Legal name
- Европейска Застрахователна Компания
- Registered seat
- Sofia, Bulgaria
Legal name, seat and LEI from the Global LEI Index (GLEIF), checked 20 Oct 2026.
Questions about European Insurance Company
Short answers from the figures on this page.
What is European Insurance Company's market share in Bulgaria?
European Insurance Company wrote €35.9m of premium in FY 2025, 1.3% of all premium in Bulgaria, ranking #17 of 36 insurers; its premium grew 1003.8% on FY 2024 in BGN.
Who owns European Insurance Company?
Polisa records no group for European Insurance Company in FY 2025.
What does European Insurance Company sell?
European Insurance Company is a non-life insurer; its largest lines in FY 2025 are property (52.9% of its premium), credit & surety (42.4%) and liability (3.9%).
Is European Insurance Company well capitalised?
European Insurance Company's SCR ratio was 131% at 31 December 2025: it held 1.3 times the capital Solvency II requires, against a median of 175% for the insurers in Bulgaria.
Is European Insurance Company profitable?
European Insurance Company made a net profit of €0.857m in FY 2025, a return on equity of 15.8%.
Is European Insurance Company growing?
European Insurance Company's premium grew 1003.8% in BGN in FY 2025, faster than the market in Bulgaria (+12.0%). Of its FY 2025 premium, €17.8m was written outside Bulgaria; without it, premium grew about 457%.
Sources for this page
Premium and lines: FSC (Financial Supervision Commission), market statistics per insurer, sheet Premiums written - gross, by Solvency II line. Claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. For FY 2021–2022 the insurers whose SFCR has no S.05.01 (Euroins, Lev Ins, Bul Ins, Allianz Bulgaria and smaller ones) count with earned premium, claims and expenses, gross and after reinsurance, from their statutory income statements in FSC's annual statistics: a mixed basis, mostly within 4 points of S.05.01 and usually a little lower where both exist (quality grade B). How these numbers are built.
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CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). European Insurance Company (Bulgaria): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/bg-european-insurance-company
BibTeXShow entry
@misc{polisa_insurers_bg_european_insurance_company_2026,
author = {{Polisa}},
title = {European Insurance Company (Bulgaria): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/bg-european-insurance-company}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: FSC (public information, no licence stated), Registry Agency (single pages viewed and printed), insurers' SFCRs (public disclosures, linked).