ERV Evropská pojišťovna
Sources and updates
- Source
- written premium, lines, solvency and claims from each domestic insurer's SFCR; ČAP member statistics for the branches of foreign insurers
- Latest figures
- FY 2025, H1 2026
- Next update
- Jan–Sep 2026, around December 2026
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €31m of premium, −0.9% on H1 2025 (market +6.9%); share 0.7% (−0.1 pp), #16 of 23. More
Latest event1 Apr 2026: ERV Evropská pojišťovna was renamed ERGO Cestovní Pojišťovna to match the ERGO Travel brand. More
Fingerprint
ERV Evropská pojišťovna's line mix, and where it stands among the 22 insurers in Czechia on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Czechia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Maxima pojišťovna | 0.5% | 0.5% | 0.6% | 0.8% | 0.9% |
| Colonnade Insurance (branch) | 0.7% | 0.8% | 0.8% | 0.8% | 0.8% |
| ERV Evropská pojišťovna | 0.4% | 0.8% | 0.8% | 0.8% | 0.7% |
| Hasičská vzájemná pojišťovna | 0.5% | 0.5% | 0.6% | 0.5% | 0.5% |
| HDI Versicherung (branch) | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Also in the ERGO group
10 companies in 5 markets · €2.94bn premium, latest year
Ownership and events
Company details
- Legal name
- ERGO Cestovní Pojišťovna, a. s.
- Registered seat
- Prague, Czechia
- Website
- ergo-cestovni.cz
- Employees
- 57 (2024; 47 in 2021, 51 in 2022, 55 in 2023)
- Premium per employee
- €1.03m (FY 2024; median for non-life insurers in Czechia: €528k; all insurers)
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: headcount each member reports to the Czech Insurance Association (ČAP) in the member tables of its annual report, 2021–2024; UNIQA and NN's branch are not counted: they report so few employees for their premium that most of their work is done by staff of other group companies.
Questions about ERV Evropská pojišťovna
Short answers from the figures on this page.
What is ERV Evropská pojišťovna's market share in Czechia?
ERV Evropská pojišťovna wrote €57.3m of premium in FY 2025, 0.7% of all premium in Czechia, ranking #15 of 22 insurers; its premium fell 4.1% on FY 2024 in CZK.
Who owns ERV Evropská pojišťovna?
ERV Evropská pojišťovna is part of the ERGO group, which has 10 companies in 5 of the 18 markets on Polisa (FY 2025).
What does ERV Evropská pojišťovna sell?
ERV Evropská pojišťovna is a non-life insurer; its largest lines in FY 2025 are other non-life (50.7% of its premium), health (38.5%) and credit & surety (7.0%).
Is ERV Evropská pojišťovna well capitalised?
ERV Evropská pojišťovna's SCR ratio was 183% at 31 December 2025: it held 1.8 times the capital Solvency II requires, against a median of 183% for the insurers in Czechia.
Is ERV Evropská pojišťovna profitable?
ERV Evropská pojišťovna made a net profit of €6.13m in FY 2025, a return on equity of 19.5%; its non-life combined ratio was 88% after reinsurance.
Is ERV Evropská pojišťovna growing?
ERV Evropská pojišťovna's premium fell 4.1% in CZK in FY 2025 while the market in Czechia grew 7.5%.
Sources for this page
Premium and lines: the domestic insurer's SFCR for FY 2025 (S.05.01 written premium, without statutory employer liability; Generali ČP and UNIQA without their Slovak branches), FY 2021–2024 from the SFCRs of those years; branches of foreign insurers: ČAP member statistics (Předepsané pojistné členů). Claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01, S.04.05 and S.23.01; for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). ERV Evropská pojišťovna (Czechia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/cz-erv-evropska-pojistovna
BibTeXShow entry
@misc{polisa_insurers_cz_erv_evropska_pojistovna_2026,
author = {{Polisa}},
title = {ERV Evropská pojišťovna (Czechia): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/cz-erv-evropska-pojistovna}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: ČAP (no re-use terms published), ČNB (free with credit, unaltered), insurers' SFCRs (public disclosures, linked).