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Aviva TU Ogólnych

Allianz groupPoland#22 of 54 in Poland, FY 2021
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

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Premium
€131m
0.9% of Poland
Growth
—
No prior year
Life share
0%
of own premium
Capital cover
162%
SCR ratio · €59m held vs €36m required
Claims and costs
92%
combined ratio after reinsurance · gross 85% · market 90%
In shortNumber 22 of 54 in Poland with 0.9% of premium. Its non-life business made money on underwriting, with a combined ratio of 92% after reinsurance against 90% for the market. It paid €51m in claims, €39 for every €100 of its premium. It holds 1.6 times the capital it must hold.

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Aviva TU Ogólnych's line mix, and where it stands among the 54 insurers in Poland on each measure, FY 2021.

Line mix
Property36%
Motor TPL18%
Liability14%
Other non-life14%
Casco12%
Accident5%
Health1%
Size#22 of 54 by premium
€131m
larger than 60%median €90m
Growth
— no premium in FY 2020
Claims and costsnon-life combined ratio, after reinsurance
92%
better than 41%median 91%
Capital coverSCR ratio: own funds ÷ SCR
162%
ahead of 22%median 205%
Return on equitynet profit ÷ average equity
2.3%
ahead of 26%median 7.0%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2021; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
PKO Ubezpieczenia1.2%0.8%0.9%0.8%0.7%
Agro Ubezpieczenia0.5%0.7%0.7%0.7%0.7%
Aviva TU Ogólnych0.9%————
TUZ Ubezpieczenia0.6%0.5%0.6%0.5%0.6%
Allianz Trade (Euler Hermes)0.6%0.6%0.6%0.5%0.5%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Allianz group

    17 companies in 9 markets · €5.39bn premium, latest year

    All 17 on the Allianz page →
    Polandthis market5 companies€1.47bn
    Allianz Życie€696mAllianz€569mAllianz Trade (Euler Hermes)€98m+2 more
    Czechia1 company€942m
    Allianz pojišťovna€942m
    Romania2 companies€781m
    Allianz-Țiriac€769mAllianz-Țiriac Unit (ex-Gothaer)€12m
    Slovakia1 company€778m
    Allianz – Slovenská poisťovňa€778m
    Hungary1 company€716m
    Allianz€716m
    Croatia1 company€232m
    Allianz Hrvatska€232m

    Also in Bulgaria · €228mLithuania · €77mSlovenia · €31m

    Company details

    Legal name
    AVIVA TOWARZYSTWO UBEZPIECZEŃ OGÓLNYCH SPÓŁKA AKCYJNA
    Registered seat
    Warsaw, Poland
    LEI
    213800KII2PHK1O1ZA55 (retired)

    Legal name, seat and LEI from the Global LEI Index (GLEIF), checked 20 Oct 2026.

    Questions about Aviva TU Ogólnych

    Short answers from the figures on this page.

    What is Aviva TU Ogólnych's market share in Poland?

    Aviva TU Ogólnych wrote €131m of premium in FY 2021, 0.9% of all premium in Poland, ranking #22 of 54 insurers.

    Who owns Aviva TU Ogólnych?

    Aviva TU Ogólnych is part of the Allianz group, which has 16 companies in 9 of the 18 markets on Polisa (FY 2025).

    What does Aviva TU Ogólnych sell?

    Aviva TU Ogólnych is a non-life insurer; its largest lines in FY 2021 are property (35.6% of its premium), motor TPL (18.3%) and liability (13.9%).

    Is Aviva TU Ogólnych well capitalised?

    Aviva TU Ogólnych's SCR ratio was 162% at 31 December 2021: it held 1.6 times the capital Solvency II requires, against a median of 205% for the insurers in Poland.

    Is Aviva TU Ogólnych profitable?

    Aviva TU Ogólnych made a net profit of €1.23m in FY 2021, a return on equity of 2.3%; its non-life combined ratio was 92% after reinsurance.

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Aviva TU Ogólnych (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-aviva-tu-ogolnych

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_aviva_tu_ogolnych_2026,
  author       = {{Polisa}},
  title        = {Aviva TU Ogólnych (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-aviva-tu-ogolnych}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).