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Pocztowe Życie

Pocztowe groupPolandpocztowenazycie.pl ↗#40 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

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Premium
€19m
0.1% of Poland
Growth
+2.6%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
100%
100% national · 50% Solvency II life line
Capital cover
130%
SCR ratio · €8.5m held vs €6.6m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 40 of 45 in Poland with 0.1% of premium, growing slower than the market. It paid €12m in claims, €64 for every €100 of its premium. It holds 1.3 times the capital it must hold.

Latest resultsH1 2026, year to date: €10m of premium, +13.0% on H1 2025 (market +6.6%); share 0.1% (±0.0 pp), #40 of 46. More

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Pocztowe Życie's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Life50%
Accident44%
Health6%
Size#40 of 45 by premium
€19m
larger than 11%median €120m
GrowthFY 2025 against 2024, in PLN
+2.6%
ahead of 36%median +6.1%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
130%
ahead of 2%median 210%
Return on equitynet profit ÷ average equity
3.7%
ahead of 12%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
PKO Życie0.8%0.7%0.7%0.3%0.2%
Saltus Życie0.1%0.1%0.1%0.1%0.1%
Pocztowe Życie0.1%0.1%0.1%0.1%0.1%
Signal Iduna Życie0.1%0.1%0.1%0.1%0.1%
Open Life0.5%0.1%0.1%0.1%0.0%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Pocztowe group

    1 company in 1 market · €19m premium, latest year

    No other company of this group in the markets covered.

    Company details

    Legal name
    POCZTOWE TOWARZYSTWO UBEZPIECZEŃ NA ŻYCIE SPÓŁKA AKCYJNA
    Registered seat
    Warsaw, Poland
    Website
    pocztowenazycie.pl
    LEI
    2594000AHJEYP8FJ1O21

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Pocztowe Życie

    Short answers from the figures on this page.

    What is Pocztowe Życie's market share in Poland?

    Pocztowe Życie wrote €18.8m of premium in FY 2025, 0.1% of all premium in Poland, ranking #40 of 45 insurers; its premium grew 2.6% on FY 2024 in PLN.

    Who owns Pocztowe Życie?

    Pocztowe Życie is part of the Pocztowe group, its only company in the 18 markets on Polisa (FY 2025).

    What does Pocztowe Życie sell?

    Pocztowe Życie is a life insurer; its largest lines in FY 2025 are life insurance (49.8% of its premium), accident (44.1%) and health (6.1%).

    Is Pocztowe Życie well capitalised?

    Pocztowe Życie's SCR ratio was 130% at 31 December 2025: it held 1.3 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is Pocztowe Życie profitable?

    Pocztowe Życie made a net profit of €0.346m in FY 2025, a return on equity of 3.7%; the combined ratio of its non-life lines was 94% after reinsurance.

    Is Pocztowe Życie growing?

    Pocztowe Życie's premium grew 2.6% in PLN in FY 2025, slower than the market in Poland (+5.7%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Pocztowe Życie (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-pocztowe-zycie

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_pocztowe_zycie_2026,
  author       = {{Polisa}},
  title        = {Pocztowe Życie (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-pocztowe-zycie}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).