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Globos osiguranje

Serbiaglobos.rs ↗#6 of 16 in Serbia, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
premium and claims tables of the National Bank of Serbia; solvency margin where insurers publish it
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around November 2026

Sources for SerbiaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€85m
5.2% of Serbia
Growth
+10.7%
FY 2025 vs 2024, in RSD · market +8.0%
Life share
0%
of own premium
Capital cover
143%
Solvency margin · €15m held vs €10m required
Claims and costs
106%
combined ratio after reinsurance · gross 86% · market 91%
In shortNumber 6 of 16 in Serbia with 5.2% of premium, growing faster than the market. Strongest in Motor TPL, with 8.9% of the line. Its non-life business lost money on underwriting, with a combined ratio of 106% after reinsurance against 91% for the market; before reinsurance it was 86%, with 41% of its non-life premium passed to reinsurers. It paid €37m in claims, €43 for every €100 of its premium. It covers its required solvency margin 1.4 times.

Latest resultsH1 2026, year to date: €49m of premium, +9.0% on H1 2025 (market +6.9%); share 5.5% (+0.1 pp), #6 of 16. More

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Globos osiguranje's line mix, and where it stands among the 16 insurers in Serbia on each measure, FY 2025.

Line mix
Motor TPL49%
Casco17%
Property14%
Health12%
Accident3%
Liability2%
Other non-life2%
Size#6 of 16 by premium
€85m
larger than 67%median €63m
GrowthFY 2025 against 2024, in RSD
+10.7%
ahead of 53%median +9.8%
Claims and costsnon-life combined ratio, after reinsurance
106%
better than 0%median 96%
Capital coverlocal solvency margin
143%
ahead of 13%median 195%
Return on equitynet profit ÷ average equity
26.8%
ahead of 93%median 17.3%

Each bar runs from the weakest to the strongest of the insurers in Serbia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Triglav Osiguranje6.8%7.0%7.3%7.6%7.6%
Globos osiguranje3.5%3.9%4.7%5.0%5.2%
AMS Osiguranje3.9%4.1%4.1%4.2%4.5%
Sava Neživotno osiguranje2.3%2.6%3.0%3.4%3.7%
Milenijum osiguranje3.0%3.2%3.3%3.4%3.4%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Website
    globos.rs
    Employees
    604 (2025; 526 in 2022, 557 in 2023, 595 in 2024)
    Premium per employee
    €140k (FY 2025; median for non-life insurers in Serbia: €146k; all insurers)

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Globos osiguranje

    Short answers from the figures on this page.

    What is Globos osiguranje's market share in Serbia?

    Globos osiguranje wrote €84.6m of premium in FY 2025, 5.2% of all premium in Serbia, ranking #6 of 16 insurers; its premium grew 10.7% on FY 2024 in RSD.

    Who owns Globos osiguranje?

    Polisa records no group for Globos osiguranje in FY 2025.

    What does Globos osiguranje sell?

    Globos osiguranje is a non-life insurer; its largest lines in FY 2025 are motor TPL (49.3% of its premium), casco (17.3%) and property (13.9%).

    Is Globos osiguranje well capitalised?

    Globos osiguranje's solvency margin was 142% at 31 December 2025: it covered its required solvency margin 1.4 times, against a median of 195% for the insurers in Serbia (local rules, not Solvency II).

    Is Globos osiguranje profitable?

    Globos osiguranje made a net profit of €4.54m in FY 2025, a return on equity of 26.8%; its non-life combined ratio was 106% after reinsurance.

    Is Globos osiguranje growing?

    Globos osiguranje's premium grew 10.7% in RSD in FY 2025, faster than the market in Serbia (+8.0%).

    Sources for this page

    Premium and claims: National Bank of Serbia, quarterly tables T1, T3 and T10–T12 and the insurers' financial statements. The tables are linked under Sources by market; their figures are not changed, and Polisa's calculations are its own. Solvency margin: the insurer's annual report, where published. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Globos osiguranje (Serbia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/rs-globos-osiguranje

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_rs_globos_osiguranje_2026,
      author       = {{Polisa}},
      title        = {Globos osiguranje (Serbia): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/rs-globos-osiguranje}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: NBS (written consent for non-commercial use (5 Nov 2026)), APR (personal non-commercial use only).