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AVRIO zavarovalnica

Sloveniaavrio.si ↗#15 of 15 in Slovenia, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
SZZ member statistics; lines, solvency and claims from each domestic insurer's SFCR
Latest figures
FY 2025, H1 2025
Next update
Q1 2026, overdue since June 2026

Sources for SloveniaWhat changed

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Premium
€0.6m
0.0% of Slovenia
Growth
+39.5%
FY 2025 vs 2024, in EUR · market +32.7%
Life share
100%
of own premium
Capital cover
384%
Not usable, see data note
Claims and costs
—
Not usable, see data note
In shortNumber 15 of 15 in Slovenia with 0.0% of premium, growing faster than the market. It holds 3.8 times the capital it must hold.

Latest eventDec 2025: AZN approved the transfer of SOP's investment and voluntary pension policies to AVRIO, where they became annuity insurance contracts. More

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AVRIO zavarovalnica's line mix, and where it stands among the 15 insurers in Slovenia on each measure, FY 2025.

Line mix
Life100%
Size#15 of 15 by premium
€0.6m
larger than 0%median €54m
GrowthFY 2025 against 2024, in EUR
+39.5%
ahead of 86%median +10.7%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
384%
ahead of 100%median 261%
Return on equitynet profit ÷ average equity
0.1%
ahead of 11%median 12.7%

Each bar runs from the weakest to the strongest of the insurers in Slovenia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Prva osebna zavarovalnica0.5%0.6%0.6%0.7%0.6%
Coface (branch)0.5%0.4%0.4%0.5%0.4%
Groupama (branch)—0.0%0.0%0.1%0.3%
ARAG (branch)0.1%0.1%0.1%0.1%0.1%
AVRIO zavarovalnica0.0%0.0%0.0%0.0%0.0%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Legal name
    AVRIO zavarovalnica obrtnikov in podjetnikov d.d.
    Registered seat
    Ljubljana, Slovenia
    Website
    avrio.si
    LEI
    485100KUEFQSCGW7GW05

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about AVRIO zavarovalnica

    Short answers from the figures on this page.

    What is AVRIO zavarovalnica's market share in Slovenia?

    AVRIO zavarovalnica wrote €0.597m of premium in FY 2025, under 0.1% of all premium in Slovenia, ranking #15 of 15 insurers; its premium grew 39.5% on FY 2024.

    Who owns AVRIO zavarovalnica?

    Polisa records no group for AVRIO zavarovalnica in FY 2025.

    What does AVRIO zavarovalnica sell?

    AVRIO zavarovalnica is a life insurer; all its premium in FY 2025 is life insurance.

    Is AVRIO zavarovalnica well capitalised?

    AVRIO zavarovalnica's SCR ratio was 384% at 31 December 2025: it held 3.8 times the capital Solvency II requires, against a median of 261% for the insurers in Slovenia.

    Is AVRIO zavarovalnica profitable?

    AVRIO zavarovalnica made a net profit of €0.024m in FY 2025, a return on equity of 0.1%.

    Is AVRIO zavarovalnica growing?

    AVRIO zavarovalnica's premium grew 39.5% in FY 2025, faster than the market in Slovenia (+32.7%).

    Sources for this page

    Premium: Slovenian Insurance Association (SZZ), premium of member insurers by quarter. Lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). AVRIO zavarovalnica (Slovenia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/si-avrio-zavarovalnica

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_si_avrio_zavarovalnica_2026,
  author       = {{Polisa}},
  title        = {AVRIO zavarovalnica (Slovenia): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/si-avrio-zavarovalnica}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: SZZ (written consent only), AZN (public information, no licence stated), insurers' SFCRs (public disclosures, linked).