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Croatia zavarovanje (branch)

Adris groupSlovenia#16 of 17 in Slovenia, FY 2024
Updated 11 Nov 2026
Sources and updates
Source
SZZ member statistics; lines, solvency and claims from each domestic insurer's SFCR
Latest figures
FY 2025, H1 2025
Next update
Q1 2026, overdue since June 2026

Sources for SloveniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€0.6m
0.0% of Slovenia
Growth
−93.1%
FY 2024 vs 2023, in EUR · market −11.5%
Life share
0%
of own premium
Capital cover
—
Branch: reported by the parent company
Claims and costs
—
Branch: reported by the parent company
In shortNumber 16 of 17 in Slovenia with 0.0% of premium; its premium fell 93.1%, more than the market's 11.5%.

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Croatia zavarovanje (branch)'s line mix, and where it stands among the 17 insurers in Slovenia on each measure, FY 2024.

Line mix
Other non-life100%

No line split published: life against non-life.

Size#16 of 17 by premium
€0.6m
larger than 6%median €37m
GrowthFY 2024 against 2023, in EUR
−93.1%
ahead of 0%median +10.0%
Claims and costs
— no non-life business
Capital cover
— a branch: no solvency ratio of its own
Return on equity
— no profit or equity figures

Each bar runs from the weakest to the strongest of the insurers in Slovenia with that figure in FY 2024; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Vzajemna13.1%12.9%10.8%1.2%1.1%
Allianz Slovenija (branch)0.7%0.9%1.2%1.5%0.9%
Coface (branch)0.5%0.4%0.4%0.5%0.4%
ARAG (branch)0.1%0.1%0.1%0.1%0.1%
Croatia zavarovanje (branch)0.2%0.3%0.3%0.0%—

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Adris group

    6 companies in 5 markets · €678m premium, latest year

    All 6 on the Adris page →
    Croatia1 company€553m
    Croatia osiguranje€553m
    Serbia1 company€56m
    Milenijum osiguranje€56m
    North Macedonia2 companies€40m
    Croatia Non-life€25mCroatia Life€15m
    Bosnia and Herzegovina1 company€29m
    Croatia osiguranje€29m

    Questions about Croatia zavarovanje (branch)

    Short answers from the figures on this page.

    What is the market share of Croatia zavarovanje (branch) in Slovenia?

    Croatia zavarovanje (branch) wrote €0.646m of premium in FY 2024, under 0.1% of all premium in Slovenia, ranking #16 of 17 insurers; its premium fell 93.1% on FY 2023.

    Who owns Croatia zavarovanje (branch)?

    Croatia zavarovanje (branch) is part of the Adris group, which has 5 companies in 4 of the 18 markets on Polisa (FY 2025).

    What does Croatia zavarovanje (branch) sell?

    Croatia zavarovanje (branch) is a non-life insurer; it writes no life insurance (FY 2024).

    Is Croatia zavarovanje (branch) growing?

    The premium of Croatia zavarovanje (branch) fell 93.1% in FY 2024, against a fall of 11.5% for the market in Slovenia.

    Sources for this page

    Premium: Slovenian Insurance Association (SZZ), premium of member insurers by quarter. Lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Croatia zavarovanje (branch) (Slovenia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/si-croatia-zavarovanje-branch

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_si_croatia_zavarovanje_branch_2026,
      author       = {{Polisa}},
      title        = {Croatia zavarovanje (branch) (Slovenia): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/si-croatia-zavarovanje-branch}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: SZZ (written consent only), AZN (public information, no licence stated), insurers' SFCRs (public disclosures, linked).