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Wüstenrot poisťovňa

Wüstenrot groupSlovakiawuestenrot.sk ↗#10 of 13 in Slovakia, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
SLASPO member statistics and Solvency II templates
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around November 2026

Sources for SlovakiaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€74m
2.3% of Slovakia
Growth
+24.2%
FY 2025 vs 2024, in EUR · market +7.4%
Life share
17%
of own premium
Capital cover
144%
SCR ratio · €39m held vs €27m required
Claims and costs
103%
combined ratio after reinsurance · gross 98% · market 89%
In shortNumber 10 of 13 in Slovakia with 2.3% of premium, growing faster than the market. Strongest in Motor TPL, with 6.2% of the line. Its non-life business lost money on underwriting, with a combined ratio of 103% after reinsurance against 89% for the market. It holds 1.4 times the capital it must hold.

Latest resultsH1 2026, year to date: €47m of premium, +29.3% on H1 2025 (market +5.2%); share 2.7% (+0.5 pp), #10 of 13. More

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Wüstenrot poisťovňa's line mix, and where it stands among the 13 insurers in Slovakia on each measure, FY 2025.

Line mix
Motor TPL43%
Life17%
Casco16%
Accident14%
Liability4%
Property4%
Other non-life1%
Size#10 of 13 by premium
€74m
larger than 25%median €124m
GrowthFY 2025 against 2024, in EUR
+24.2%
ahead of 100%median +8.1%
Claims and costsnon-life combined ratio, after reinsurance
103%
better than 0%median 94%
Capital coverSCR ratio: own funds ÷ SCR
144%
ahead of 29%median 166%
Return on equitynet profit ÷ average equity
1.7%
ahead of 0%median 13.9%

Each bar runs from the weakest to the strongest of the insurers in Slovakia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
MetLife Europe (branch)4.6%4.4%4.2%4.0%3.9%
Union poisťovňa3.0%4.4%4.3%3.8%3.7%
Komunálna poisťovňa4.5%4.2%4.0%3.9%3.7%
Wüstenrot poisťovňa2.1%2.0%1.9%2.0%2.3%
BNP Paribas Cardif1.4%1.4%1.6%1.6%1.7%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Wüstenrot group

    1 company in 1 market · €74m premium, latest year

    No other company of this group in the markets covered.

    Company details

    Legal name
    Wüstenrot poisťovňa, a.s.
    Registered seat
    Bratislava, Slovakia
    Website
    wuestenrot.sk
    LEI
    097900BEL10000005682

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Wüstenrot poisťovňa

    Short answers from the figures on this page.

    What is Wüstenrot poisťovňa's market share in Slovakia?

    Wüstenrot poisťovňa wrote €74.1m of premium in FY 2025, 2.3% of all premium in Slovakia, ranking #10 of 13 insurers; its premium grew 24.2% on FY 2024.

    Who owns Wüstenrot poisťovňa?

    Wüstenrot poisťovňa is part of the Wüstenrot group, its only company in the 18 markets on Polisa (FY 2025).

    What does Wüstenrot poisťovňa sell?

    Wüstenrot poisťovňa is a composite insurer; its largest lines in FY 2025 are motor TPL (43.3% of its premium), life insurance (17.0%) and casco (16.2%).

    Is Wüstenrot poisťovňa well capitalised?

    Wüstenrot poisťovňa's SCR ratio was 144% at 31 December 2025: it held 1.4 times the capital Solvency II requires, against a median of 166% for the insurers in Slovakia.

    Is Wüstenrot poisťovňa profitable?

    Wüstenrot poisťovňa made a net profit of €0.628m in FY 2025, a return on equity of 1.7%; its non-life combined ratio was 103% after reinsurance.

    Is Wüstenrot poisťovňa growing?

    Wüstenrot poisťovňa's premium grew 24.2% in FY 2025, faster than the market in Slovakia (+7.4%).

    Sources for this page

    Premium, lines, claims and expenses: SLASPO member statistics, template S.05.01. Solvency: the per-company Solvency II templates SLASPO publishes (S.23.01). How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Wüstenrot poisťovňa (Slovakia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/sk-wustenrot-poistovna

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_sk_wustenrot_poistovna_2026,
      author       = {{Polisa}},
      title        = {Wüstenrot poisťovňa (Slovakia): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/sk-wustenrot-poistovna}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: SLASPO (no re-use terms published), NBS (free with credit, files unaltered), Register of Financial Statements (CC0), insurers' SFCRs (public disclosures, linked).