Sigkos
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsJan–Sep 2026, year to date: €4.1m of premium, +5.3% on Jan–Sep 2025 (market +5.5%); share 2.9% (±0.0 pp), #10 of 12. More
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Sigkos's line mix, and where it stands among the 12 insurers in Kosovo* on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Kosovo* with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Sigma VIG (branch) | 10.1% | 9.7% | 8.5% | 9.1% | 8.5% |
| Prisig | 9.2% | 8.7% | 8.6% | 8.4% | 8.4% |
| Siguria | 7.1% | 7.0% | 7.5% | 8.6% | 8.3% |
| Dukagjini | 7.6% | 7.0% | 6.6% | 7.0% | 6.4% |
| Sigkos | 4.1% | 4.8% | 4.7% | 3.1% | 2.9% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Sigkos beside the other insurers of Kosovo*: operating ratio, sources of profit and leverage →
Ownership and events
Company details
- Website
- sigkos.com
Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.
Questions about Sigkos
Short answers from the figures on this page.
What is Sigkos's market share in Kosovo*?
Sigkos wrote €5.17m of premium in FY 2025, 2.9% of all premium in Kosovo*, ranking #10 of 12 insurers; its premium grew 0.9% on FY 2024.
Who owns Sigkos?
Polisa records no group for Sigkos in FY 2025.
What does Sigkos sell?
Sigkos is a non-life insurer; its largest lines in FY 2025 are motor TPL (70.5% of its premium), other non-life (25.7%) and casco (2.0%).
Is Sigkos profitable?
Sigkos made a net profit of €0.191m in FY 2025, a return on equity of 5.0%; its non-life combined ratio was 119% after reinsurance.
Is Sigkos growing?
Sigkos's premium grew 0.9% in FY 2025, slower than the market in Kosovo* (+6.6%).
Sources for this page
Premium, lines and claims: Central Bank of Kosovo, insurance statistics. Solvency margin: CBK and the insurer's annual report. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Sigkos (Kosovo*): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/xk-sigkos
BibTeXShow entry
@misc{polisa_insurers_xk_sigkos_2026,
author = {{Polisa}},
title = {Sigkos (Kosovo*): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/xk-sigkos}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: CBK (no re-use terms published), Kosovo Agency of Statistics (no re-use terms published).