Get the dataData

GRAWE

14 companies in 10 markets · FY 2025Data updated 11 Nov 2026 · what changed
10 markets, largest first
Compare the three largest →

Where the group operates

By market

Line mix

Premium over time

Group premium

What drove the growth

Profit and return on equity

Net profit by year

Companies that report profit

Solvency of the companies

    Combined ratio against the market

      company its market 100%

      Against the largest groups

      Companies

      Each company in its own market. Solvency is the SCR ratio; * outside Solvency II (Serbia, Montenegro, Bosnia and Herzegovina, North Macedonia, Albania, Kosovo* and Moldova): local solvency margin; their combined ratios come from the insurers' whole-company figures (approximate loss ratio where expenses are not published) and are not comparable with the Solvency II markets. With a line selected, premium, share, rank and growth are the company's in that line; solvency, combined ratio, net profit and life share stay the whole company's. The combined ratio is after reinsurance (≈ an estimate; marked gross where a company publishes none); net profit after tax is from each company's own accounts.

      CompanyMarketPremiumShare in marketRank
      GRAWERomania222.35.1%#7 of 25
      GRAWE zavarovalnicaSlovenia105.03.1%#6 of 15
      GRAWE HrvatskaCroatia79.73.8%#9 of 14
      GRAWE OsiguranjeSerbia65.94.0%#8 of 16
      EurolinkNorth Macedonia34.811.9%#2 of 17
      GRAWEBosnia and Herzegovina31.75.3%#7 of 23
      GRAWE Carat AsigurăriMoldova30.818.0%#1 of 9
      GRAWEHungary30.00.6%#20 of 25
      GRAWE LifeBulgaria23.40.9%#19 of 36
      GRAWE Banja LukaBosnia and Herzegovina21.83.6%#11 of 23
      GRAWE Non-lifeNorth Macedonia12.44.3%#10 of 17
      GRAWE neživotnoMontenegro11.88.0%#6 of 9
      GRAWE LifeNorth Macedonia8.73.0%#14 of 17
      GRAWEMontenegro7.65.1%#7 of 9

      Deals and events

        Data notes