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GRAWE

GRAWE groupHungarygrawe.hu ↗#20 of 25 in Hungary, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
MABISZ quarterly report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for HungaryWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€30m
0.6% of Hungary
Growth
−1.1%
FY 2025 vs 2024, in HUF · market +14.9%
Life share
100%
of own premium
Capital cover
351%
SCR ratio · €79m held vs €23m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 20 of 25 in Hungary with 0.6% of premium; its premium fell 1.1% while the market grew 14.9%. It holds 3.5 times the capital it must hold.

Latest resultsH1 2026, year to date: €14m of premium, +13.3% on H1 2025 (market +2.6%); share 0.5% (±0.0 pp), #20 of 25. More

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GRAWE's line mix, and where it stands among the 25 insurers in Hungary on each measure, FY 2025.

Line mix
Life100%
Size#20 of 25 by premium
€30m
larger than 21%median €107m
GrowthFY 2025 against 2024, in HUF
−1.1%
ahead of 13%median +10.5%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
351%
ahead of 95%median 201%
Return on equitynet profit ÷ average equity
5.4%
ahead of 6%median 25.0%

Each bar runs from the weakest to the strongest of the insurers in Hungary with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Posta Élet8.1%7.2%3.0%2.2%4.4%
MetLife (branch)2.4%2.6%2.8%2.8%2.7%
CIG Pannónia1.8%1.9%2.0%2.4%2.1%
GRAWE0.9%1.0%0.8%0.7%0.6%
Cardif Élet0.2%0.2%0.2%0.2%0.2%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the GRAWE group

    14 companies in 10 markets · €686m premium, latest year

    All 14 on the GRAWE page →
    Romania1 company€222m
    GRAWE€222m
    Slovenia1 company€105m
    GRAWE zavarovalnica€105m
    Croatia1 company€80m
    GRAWE Hrvatska€80m
    Serbia1 company€66m
    GRAWE Osiguranje€66m
    Bosnia and Herzegovina2 companies€54m
    GRAWE€32mGRAWE Banja Luka€22m

    Also in Moldova · €31mBulgaria · €23mMontenegro · €19m

    Company details

    Legal name
    GRAWE Életbiztosító Zártkörűen Működő Részvénytársaság
    Registered seat
    Pécs, Hungary
    Website
    grawe.hu
    LEI
    529900TK5JQ6JJWO4X36

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about GRAWE

    Short answers from the figures on this page.

    What is GRAWE's market share in Hungary?

    GRAWE wrote €30m of premium in FY 2025, 0.6% of all premium in Hungary, ranking #20 of 25 insurers; its premium fell 1.1% on FY 2024 in HUF.

    Who owns GRAWE?

    GRAWE is part of the GRAWE group, which has 14 companies in 10 of the 18 markets on Polisa (FY 2025).

    What does GRAWE sell?

    GRAWE is a life insurer; all its premium in FY 2025 is life insurance.

    Is GRAWE well capitalised?

    GRAWE's SCR ratio was 351% at 31 December 2025: it held 3.5 times the capital Solvency II requires, against a median of 201% for the insurers in Hungary.

    Is GRAWE profitable?

    GRAWE made a net profit of €2.86m in FY 2025, a return on equity of 5.4%.

    Is GRAWE growing?

    GRAWE's premium fell 1.1% in HUF in FY 2025 while the market in Hungary grew 14.9%.

    Sources for this page

    Premium: MABISZ (Association of Hungarian Insurance Companies), quarterly report for Q4, per member: total, life, non-life and motor TPL (kgfb). Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). GRAWE (Hungary): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hu-grawe

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_hu_grawe_2026,
      author       = {{Polisa}},
      title        = {GRAWE (Hungary): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/hu-grawe}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: MABISZ (written consent only, no commercial use), MNB (free with credit, unchanged), e-beszámoló (public filings, single figures), insurers' SFCRs (public disclosures, linked).