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Albsig

Albsig groupAlbaniaalbsig.al ↗#2 of 13 in Albania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
AMF insurance statistics; solvency margin, not Solvency II
Latest figures
FY 2025, Jan–Sep 2026
Next update
FY 2026, around May 2027

Sources for AlbaniaWhat changed

Compare with nearest rivals →Compare →
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Premium
€48m
17.4% of Albania
Growth
+9.1%
FY 2025 vs 2024, in ALL · market +10.6%
Life share
0%
of own premium
Capital cover
140%
Solvency margin · €15m held vs €11m required
Claims and costs
92%
combined ratio after reinsurance · gross 87% · market 88%
In shortNumber 2 of 13 in Albania with 17.4% of premium, growing slower than the market. Strongest in Credit & surety, with 50.9% of the line. Its non-life business made money on underwriting, with a combined ratio of 92% after reinsurance against 88% for the market. It paid €12m in claims, €25 for every €100 of its premium. It covers its required solvency margin 1.4 times.

Latest resultsJan–Sep 2026, year to date: €39m of premium, +4.8% on Jan–Sep 2025 (market +2.0%); share 17.9% (+0.5 pp), #2 of 13. More

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Albsig's line mix, and where it stands among the 13 insurers in Albania on each measure, FY 2025.

Line mix
Motor TPL48%
Casco16%
Property16%
Liability8%
Credit & surety4%
Health4%
Accident3%
Size#2 of 13 by premium
€48m
larger than 92%median €16m
GrowthFY 2025 against 2024, in ALL
+9.1%
ahead of 27%median +10.1%
Claims and costsnon-life combined ratio, after reinsurance
92%
better than 0%median 90%
Capital coverlocal solvency margin
140%
ahead of 33%median 186%
Return on equitynet profit ÷ average equity
17.2%
ahead of 70%median 15.1%

Each bar runs from the weakest to the strongest of the insurers in Albania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Sigal23.7%24.6%23.9%23.3%23.1%
Albsig17.3%16.7%17.9%17.6%17.4%
Eurosig12.0%12.4%12.6%12.6%12.5%
Sigma VIG12.1%11.5%11.3%11.5%11.5%
Intersig VIG9.1%8.6%8.4%8.6%8.4%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Albsig group

    2 companies in 1 market · €58m premium, latest year

    All 2 on the Albsig page →
    Albaniathis market1 company€9.6m
    Albsig Jetë€9.6m

    Company details

    Website
    albsig.al
    Employees
    250 (2025; 243 in 2022, 250 in 2023, 250 in 2024)
    Premium per employee
    €192k (FY 2025; median for non-life insurers in Albania: €187k; all insurers)

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Albsig

    Short answers from the figures on this page.

    What is Albsig's market share in Albania?

    Albsig wrote €48.1m of premium in FY 2025, 17.4% of all premium in Albania, ranking #2 of 13 insurers; its premium grew 9.1% on FY 2024 in ALL.

    Who owns Albsig?

    Albsig is part of the Albsig group, which has 2 companies in one market, Albania (FY 2025).

    What does Albsig sell?

    Albsig is a non-life insurer; its largest lines in FY 2025 are motor TPL (48.2% of its premium), casco (16.2%) and property (15.7%).

    Is Albsig well capitalised?

    Albsig's solvency margin was 140% at 31 December 2025: it covered its required solvency margin 1.4 times, against a median of 186% for the insurers in Albania (local rules, not Solvency II).

    Is Albsig profitable?

    Albsig made a net profit of €3.85m in FY 2025, a return on equity of 17.2%; its non-life combined ratio was 92% after reinsurance.

    Is Albsig growing?

    Albsig's premium grew 9.1% in ALL in FY 2025, slower than the market in Albania (+10.6%).

    Sources for this page

    Premium, lines and claims: AMF (Financial Supervisory Authority of Albania), insurance market statistics. Solvency margin: AMF and the insurer's annual report. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Albsig (Albania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/al-albsig

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_al_albsig_2026,
  author       = {{Polisa}},
  title        = {Albsig (Albania): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/al-albsig}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: AMF (no re-use terms published), Bank of Albania (all rights reserved, exchange rates only).