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Eurosig

Eurosig groupAlbaniaeurosig.al ↗#3 of 13 in Albania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
AMF insurance statistics; solvency margin, not Solvency II
Latest figures
FY 2025, Jan–Sep 2026
Next update
FY 2026, around May 2027

Sources for AlbaniaWhat changed

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Premium
€35m
12.5% of Albania
Growth
+9.4%
FY 2025 vs 2024, in ALL · market +10.6%
Life share
0%
of own premium
Capital cover
101%
Solvency margin · €7.9m held vs €7.8m required
Claims and costs
90%
combined ratio after reinsurance · gross 89% · market 88%
In shortNumber 3 of 13 in Albania with 12.5% of premium, growing slower than the market. Strongest in Motor TPL, with 16.4% of the line. Its non-life business made money on underwriting, with a combined ratio of 90% after reinsurance against 88% for the market. It paid €13m in claims, €38 for every €100 of its premium. It covers its required solvency margin 1.0 times.

Latest resultsJan–Sep 2026, year to date: €27m of premium, −0.8% on Jan–Sep 2025 (market +2.0%); share 12.3% (−0.3 pp), #3 of 13. More

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Eurosig's line mix, and where it stands among the 13 insurers in Albania on each measure, FY 2025.

Line mix
Motor TPL82%
Property7%
Casco5%
Liability3%
Accident2%
Health2%
Size#3 of 13 by premium
€35m
larger than 83%median €16m
GrowthFY 2025 against 2024, in ALL
+9.4%
ahead of 36%median +10.1%
Claims and costsnon-life combined ratio, after reinsurance
90%
better than 50%median 90%
Capital coverlocal solvency margin
101%
ahead of 0%median 186%
Return on equitynet profit ÷ average equity
10.4%
ahead of 30%median 15.1%

Each bar runs from the weakest to the strongest of the insurers in Albania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Sigal23.7%24.6%23.9%23.3%23.1%
Albsig17.3%16.7%17.9%17.6%17.4%
Eurosig12.0%12.4%12.6%12.6%12.5%
Sigma VIG12.1%11.5%11.3%11.5%11.5%
Intersig VIG9.1%8.6%8.4%8.6%8.4%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Eurosig group

    4 companies in 2 markets · €77m premium, latest year

    All 4 on the Eurosig page →
    Albaniathis market2 companies€22m
    Insig€18mInsig Jetë€3.7m
    Kosovo*1 company€21m
    Eurosig€21m

    Company details

    Website
    eurosig.al
    Employees
    198 (2025; 272 in 2022, 212 in 2023, 203 in 2024)
    Premium per employee
    €175k (FY 2025; median for non-life insurers in Albania: €187k; all insurers)

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Eurosig

    Short answers from the figures on this page.

    What is Eurosig's market share in Albania?

    Eurosig wrote €34.6m of premium in FY 2025, 12.5% of all premium in Albania, ranking #3 of 13 insurers; its premium grew 9.4% on FY 2024 in ALL.

    Who owns Eurosig?

    Eurosig is part of the Eurosig group, which has 4 companies in 2 of the 18 markets on Polisa (FY 2025).

    What does Eurosig sell?

    Eurosig is a non-life insurer; its largest lines in FY 2025 are motor TPL (81.7% of its premium), property (7.3%) and casco (4.6%).

    Is Eurosig well capitalised?

    Eurosig's solvency margin was 101% at 31 December 2025: it covered its required solvency margin 1.0 times, against a median of 186% for the insurers in Albania (local rules, not Solvency II).

    Is Eurosig profitable?

    Eurosig made a net profit of €7.42m in FY 2025, a return on equity of 10.4%; its non-life combined ratio was 90% after reinsurance.

    Is Eurosig growing?

    Eurosig's premium grew 9.4% in ALL in FY 2025, slower than the market in Albania (+10.6%).

    Sources for this page

    Premium, lines and claims: AMF (Financial Supervisory Authority of Albania), insurance market statistics. Solvency margin: AMF and the insurer's annual report. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Eurosig (Albania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/al-eurosig

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_al_eurosig_2026,
  author       = {{Polisa}},
  title        = {Eurosig (Albania): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/al-eurosig}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: AMF (no re-use terms published), Bank of Albania (all rights reserved, exchange rates only).