Get the dataData

Eurosig

Eurosig groupKosovo*eurosig-ks.com ↗#4 of 12 in Kosovo*, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
Central Bank of Kosovo insurance statistics; solvency margin, not Solvency II
Latest figures
FY 2025, Jan–Sep 2026
Next update
FY 2026, around May 2027

Sources for Kosovo*What changed

Compare with nearest rivals →Compare →
Share
LinkedIn
Premium
€21m
11.6% of Kosovo*
Growth
+7.7%
FY 2025 vs 2024, in EUR · market +6.6%
Life share
0%
of own premium
Capital cover
166%
Solvency margin · €8.3m held vs €5.0m required
Claims and costs
99%
combined ratio after reinsurance · gross 100% · market 94%
In shortNumber 4 of 12 in Kosovo* with 11.6% of premium, growing faster than the market. Strongest in Health, with 20.1% of the line. Its non-life business made money on underwriting, with a combined ratio of 99% after reinsurance against 94% for the market. It paid €13m in claims, €61 for every €100 of its premium. It covers its required solvency margin 1.7 times.

Latest resultsJan–Sep 2026, year to date: €17m of premium, +7.8% on Jan–Sep 2025 (market +5.5%); share 11.8% (+0.2 pp), #3 of 12. More

Fingerprint

Eurosig's line mix, and where it stands among the 12 insurers in Kosovo* on each measure, FY 2025.

Line mix
Motor TPL50%
Health37%
Property5%
Casco4%
Other non-life3%
Size#4 of 12 by premium
€21m
larger than 73%median €15m
GrowthFY 2025 against 2024, in EUR
+7.7%
ahead of 73%median +5.8%
Claims and costsnon-life combined ratio, after reinsurance
99%
better than 33%median 96%
Capital coverlocal solvency margin
166%
ahead of 83%median 159%
Return on equitynet profit ÷ average equity
12.6%
ahead of 55%median 11.9%

Each bar runs from the weakest to the strongest of the insurers in Kosovo* with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Illyria11.6%12.0%11.9%11.5%12.5%
Scardian10.8%12.1%12.2%11.5%12.0%
Eurosig9.4%11.1%11.7%11.5%11.6%
Elsig9.8%10.6%10.8%11.6%11.4%
Sigma VIG (branch)10.1%9.7%8.5%9.1%8.5%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Eurosig group

    4 companies in 2 markets · €77m premium, latest year

    All 4 on the Eurosig page →
    Albania3 companies€56m
    Eurosig€35mInsig€18mInsig Jetë€3.7m

    Company details

    Website
    eurosig-ks.com
    Employees
    272 (2025; 213 in 2022, 242 in 2023, 254 in 2024)
    Premium per employee
    €76k (FY 2025; median for non-life insurers in Kosovo*: €95k; all insurers)

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Eurosig

    Short answers from the figures on this page.

    What is Eurosig's market share in Kosovo*?

    Eurosig wrote €20.8m of premium in FY 2025, 11.6% of all premium in Kosovo*, ranking #4 of 12 insurers; its premium grew 7.7% on FY 2024.

    Who owns Eurosig?

    Eurosig is part of the Eurosig group, which has 4 companies in 2 of the 18 markets on Polisa (FY 2025).

    What does Eurosig sell?

    Eurosig is a non-life insurer; its largest lines in FY 2025 are motor TPL (50.2% of its premium), health (37.4%) and property (5.3%).

    Is Eurosig well capitalised?

    Eurosig's solvency margin was 166% at 31 December 2025: it covered its required solvency margin 1.7 times, against a median of 158% for the insurers in Kosovo* (local rules, not Solvency II).

    Is Eurosig profitable?

    Eurosig made a net profit of €0.971m in FY 2025, a return on equity of 12.6%; its non-life combined ratio was 99% after reinsurance.

    Is Eurosig growing?

    Eurosig's premium grew 7.7% in FY 2025, faster than the market in Kosovo* (+6.6%).

    Sources for this page

    Premium, lines and claims: Central Bank of Kosovo, insurance statistics. Solvency margin: CBK and the insurer's annual report. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Eurosig (Kosovo*): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/xk-eurosig

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_xk_eurosig_2026,
  author       = {{Polisa}},
  title        = {Eurosig (Kosovo*): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/xk-eurosig}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: CBK (no re-use terms published), Kosovo Agency of Statistics (no re-use terms published).