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Insig

Eurosig groupAlbaniainsig.com.al ↗#6 of 13 in Albania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
AMF insurance statistics; solvency margin, not Solvency II
Latest figures
FY 2025, Jan–Sep 2026
Next update
FY 2026, around May 2027

Sources for AlbaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€18m
6.6% of Albania
Growth
+14.2%
FY 2025 vs 2024, in ALL · market +10.6%
Life share
0%
of own premium
Capital cover
313%
Solvency margin · €15m held vs €4.9m required
Claims and costs
81%
combined ratio after reinsurance · gross 76% · market 88%
In shortNumber 6 of 13 in Albania with 6.6% of premium, growing faster than the market. Strongest in Motor TPL, with 9.0% of the line. Its non-life business made money on underwriting, with a combined ratio of 81% after reinsurance against 88% for the market. It paid €5.6m in claims, €31 for every €100 of its premium. It covers its required solvency margin 3.1 times.

Latest resultsJan–Sep 2026, year to date: €14m of premium, −0.6% on Jan–Sep 2025 (market +2.0%); share 6.5% (−0.2 pp), #6 of 13. More

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Insig's line mix, and where it stands among the 13 insurers in Albania on each measure, FY 2025.

Line mix
Motor TPL86%
Property6%
Casco5%
Liability2%
Size#6 of 13 by premium
€18m
larger than 58%median €16m
GrowthFY 2025 against 2024, in ALL
+14.2%
ahead of 91%median +10.1%
Claims and costsnon-life combined ratio, after reinsurance
81%
better than 100%median 90%
Capital coverlocal solvency margin
313%
ahead of 100%median 186%
Return on equitynet profit ÷ average equity
8.0%
ahead of 20%median 15.1%

Each bar runs from the weakest to the strongest of the insurers in Albania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Sigma VIG12.1%11.5%11.3%11.5%11.5%
Intersig VIG9.1%8.6%8.4%8.6%8.4%
Insig6.4%6.5%6.3%6.4%6.6%
Ansig5.9%6.0%5.8%5.8%5.9%
Atlantik6.1%5.6%5.6%5.6%5.7%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Eurosig group

    4 companies in 2 markets · €77m premium, latest year

    All 4 on the Eurosig page →
    Albaniathis market2 companies€38m
    Eurosig€35mInsig Jetë€3.7m
    Kosovo*1 company€21m
    Eurosig€21m

    Company details

    Website
    insig.com.al
    Employees
    100 (2025; 138 in 2022, 117 in 2023, 107 in 2024)
    Premium per employee
    €182k (FY 2025; median for non-life insurers in Albania: €187k; all insurers)

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Insig

    Short answers from the figures on this page.

    What is Insig's market share in Albania?

    Insig wrote €18.2m of premium in FY 2025, 6.6% of all premium in Albania, ranking #6 of 13 insurers; its premium grew 14.2% on FY 2024 in ALL.

    Who owns Insig?

    Insig is part of the Eurosig group, which has 4 companies in 2 of the 18 markets on Polisa (FY 2025).

    What does Insig sell?

    Insig is a non-life insurer; its largest lines in FY 2025 are motor TPL (85.8% of its premium), property (6.4%) and casco (4.8%).

    Is Insig well capitalised?

    Insig's solvency margin was 312% at 31 December 2025: it covered its required solvency margin 3.1 times, against a median of 186% for the insurers in Albania (local rules, not Solvency II).

    Is Insig profitable?

    Insig made a net profit of €2.49m in FY 2025, a return on equity of 8.0%; its non-life combined ratio was 81% after reinsurance.

    Is Insig growing?

    Insig's premium grew 14.2% in ALL in FY 2025, faster than the market in Albania (+10.6%).

    Sources for this page

    Premium, lines and claims: AMF (Financial Supervisory Authority of Albania), insurance market statistics. Solvency margin: AMF and the insurer's annual report. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Insig (Albania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/al-insig

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_al_insig_2026,
      author       = {{Polisa}},
      title        = {Insig (Albania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/al-insig}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: AMF (no re-use terms published), Bank of Albania (all rights reserved, exchange rates only).