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SV pojišťovna

Czechiasvpojistovna.cz ↗#19 of 22 in Czechia, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
written premium, lines, solvency and claims from each domestic insurer's SFCR; ČAP member statistics for the branches of foreign insurers
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for CzechiaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€30m
0.4% of Czechia · incl. €6.2m abroad
Growth
+6.9%
FY 2025 vs 2024, in CZK · market +7.5% · without €6.2m written abroad ≈ +8%
Life share
13%
of own premium
Capital cover
163%
SCR ratio · €19m held vs €12m required
Claims and costs
106%
combined ratio after reinsurance · gross 99% · market 86%
In shortNumber 19 of 22 in Czechia with 0.4% of premium, of which €6.2m written abroad, growing slower than the market. Its non-life business lost money on underwriting, with a combined ratio of 106% after reinsurance against 86% for the market. It holds 1.6 times the capital it must hold.

Latest resultsH1 2026, year to date: €14m of premium, +3.5% on H1 2025 (market +6.9%); share 0.3% (±0.0 pp), #20 of 23. On ČAP's basis, which counts life single premiums at a tenth; the full years are SFCR written premium. More

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SV pojišťovna's line mix, and where it stands among the 22 insurers in Czechia on each measure, FY 2025.

Line mix
Property70%
Life13%
Health7%
Liability4%
Accident4%
Other non-life1%
Size#19 of 22 by premium
€30m
larger than 14%median €106m
GrowthFY 2025 against 2024, in CZK
+6.9%
ahead of 43%median +7.6%
Claims and costsnon-life combined ratio, after reinsurance
106%
better than 0%median 90%
Capital coverSCR ratio: own funds ÷ SCR
163%
ahead of 27%median 183%
Return on equity
— no profit or equity figures

Each bar runs from the weakest to the strongest of the insurers in Czechia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Komerční pojišťovna4.7%4.1%3.5%3.4%3.6%
BNP Paribas Cardif1.9%2.0%2.0%2.1%2.2%
MetLife Europe (branch)1.9%1.8%1.7%1.6%1.6%
Simplea pojišťovna0.3%0.4%0.5%0.5%0.6%
SV pojišťovna0.4%0.4%0.3%0.4%0.4%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Legal name
    SV pojišťovna, a.s.
    Registered seat
    Prague, Czechia
    Website
    svpojistovna.cz
    LEI
    315700OLABZYLZ1JZU51
    Employees
    52 (2024; 54 in 2021, 60 in 2022, 51 in 2023)
    Premium per employee
    €534k (FY 2024; median for composite insurers in Czechia: €709k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about SV pojišťovna

    Short answers from the figures on this page.

    What is SV pojišťovna's market share in Czechia?

    SV pojišťovna wrote €30.2m of premium in FY 2025, 0.4% of all premium in Czechia, ranking #19 of 22 insurers; its premium grew 6.9% on FY 2024 in CZK.

    Who owns SV pojišťovna?

    Polisa records no group for SV pojišťovna in FY 2025.

    What does SV pojišťovna sell?

    SV pojišťovna is a composite insurer; its largest lines in FY 2025 are property (70.4% of its premium), life insurance (12.7%) and health (7.2%).

    Is SV pojišťovna well capitalised?

    SV pojišťovna's SCR ratio was 163% at 31 December 2025: it held 1.6 times the capital Solvency II requires, against a median of 183% for the insurers in Czechia.

    Is SV pojišťovna growing?

    SV pojišťovna's premium grew 6.9% in CZK in FY 2025, slower than the market in Czechia (+7.5%). Of its FY 2025 premium, €6.2m was written outside Czechia; without it, premium grew about 8%.

    Sources for this page

    Premium and lines: the domestic insurer's SFCR for FY 2025 (S.05.01 written premium, without statutory employer liability; Generali ČP and UNIQA without their Slovak branches), FY 2021–2024 from the SFCRs of those years; branches of foreign insurers: ČAP member statistics (Předepsané pojistné členů). Claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01, S.04.05 and S.23.01; for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

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    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). SV pojišťovna (Czechia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/cz-sv-pojistovna

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_cz_sv_pojistovna_2026,
      author       = {{Polisa}},
      title        = {SV pojišťovna (Czechia): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/cz-sv-pojistovna}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: ČAP (no re-use terms published), ČNB (free with credit, unaltered), insurers' SFCRs (public disclosures, linked).