Komerční pojišťovna
Sources and updates
- Source
- written premium, lines, solvency and claims from each domestic insurer's SFCR; ČAP member statistics for the branches of foreign insurers
- Latest figures
- FY 2025, H1 2026
- Next update
- Jan–Sep 2026, around December 2026
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →In the news7 May 2026: KB Pojišťovna lifts 2025 net profit to CZK 582 million All news for Czechia
Latest resultsH1 2026, year to date: €82m of premium, +14.6% on H1 2025 (market +6.9%); share 1.8% (+0.1 pp), #10 of 23. On ČAP's basis, which counts life single premiums at a tenth; the full years are SFCR written premium. More
Fingerprint
Komerční pojišťovna's line mix, and where it stands among the 22 insurers in Czechia on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Czechia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Česká podnikatelská pojišťovna | 7.9% | 8.0% | 8.2% | 8.4% | 8.4% |
| UNIQA pojišťovna | 7.6% | 7.4% | 7.5% | 7.7% | 7.3% |
| Komerční pojišťovna | 4.7% | 4.1% | 3.5% | 3.4% | 3.6% |
| BNP Paribas Cardif | 1.9% | 2.0% | 2.0% | 2.1% | 2.2% |
| MetLife Europe (branch) | 1.9% | 1.8% | 1.7% | 1.6% | 1.6% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Savings and protection in life
Life premium by kind
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Also in the Société Générale group
2 companies in 2 markets · €392m premium, latest year
Ownership and events
Company details
- Legal name
- Komerční pojišťovna, a.s.
- Registered seat
- Prague, Czechia
- Website
- kbpojistovna.cz
- Employees
- 288 (2024; 236 in 2021, 258 in 2022, 275 in 2023)
- Premium per employee
- €898k (FY 2024; median for composite insurers in Czechia: €709k; all insurers)
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: headcount each member reports to the Czech Insurance Association (ČAP) in the member tables of its annual report, 2021–2024; UNIQA and NN's branch are not counted: they report so few employees for their premium that most of their work is done by staff of other group companies.
Questions about Komerční pojišťovna
Short answers from the figures on this page.
What is Komerční pojišťovna's market share in Czechia?
Komerční pojišťovna wrote €303m of premium in FY 2025, 3.6% of all premium in Czechia, ranking #7 of 22 insurers; its premium grew 15.2% on FY 2024 in CZK.
Who owns Komerční pojišťovna?
Komerční pojišťovna is part of the Société Générale group, which has 2 companies in 2 of the 18 markets on Polisa (FY 2025).
What does Komerční pojišťovna sell?
Komerční pojišťovna is a composite insurer; its largest lines in FY 2025 are life insurance (78.4% of its premium), property (9.9%) and other non-life (4.4%).
Is Komerční pojišťovna well capitalised?
Komerční pojišťovna's SCR ratio was 238% at 31 December 2025: it held 2.4 times the capital Solvency II requires, against a median of 183% for the insurers in Czechia.
Is Komerční pojišťovna profitable?
Komerční pojišťovna made a net profit of €23.6m in FY 2025, a return on equity of 18.1%; its non-life combined ratio was 73% after reinsurance.
Is Komerční pojišťovna growing?
Komerční pojišťovna's premium grew 15.2% in CZK in FY 2025, faster than the market in Czechia (+7.5%).
Sources for this page
Premium and lines: the domestic insurer's SFCR for FY 2025 (S.05.01 written premium, without statutory employer liability; Generali ČP and UNIQA without their Slovak branches), FY 2021–2024 from the SFCRs of those years; branches of foreign insurers: ČAP member statistics (Předepsané pojistné členů). Claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01, S.04.05 and S.23.01; for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Komerční pojišťovna (Czechia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/cz-komercni-pojistovna
BibTeXShow entry
@misc{polisa_insurers_cz_komercni_pojistovna_2026,
author = {{Polisa}},
title = {Komerční pojišťovna (Czechia): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/cz-komercni-pojistovna}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: ČAP (no re-use terms published), ČNB (free with credit, unaltered), insurers' SFCRs (public disclosures, linked).