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BRD Asigurări de Viață

Société Générale groupRomaniaasigurari.brd.ro ↗#10 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€89m
2.1% of Romania
Growth
+25.4%
FY 2025 vs 2024, in RON · market +10.6%
Life share
100%
100% national · 94% Solvency II life line
Capital cover
254%
SCR ratio · €44m held vs €17m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 10 of 25 in Romania with 2.1% of premium, growing faster than the market. It holds 2.5 times the capital it must hold.

Latest resultsH1 2026, year to date: €71m of premium, +90.2% on H1 2025 (market +13.1%); share 3.0% (+1.2 pp), #9 of 24. More

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BRD Asigurări de Viață's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Life96%
Health3%
Other non-life1%
Size#10 of 25 by premium
€89m
larger than 63%median €71m
GrowthFY 2025 against 2024, in RON
+25.4%
ahead of 79%median +10.3%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
254%
ahead of 86%median 164%
Return on equitynet profit ÷ average equity
35.7%
ahead of 94%median 15.7%

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
NN Asigurări de Viață6.6%5.9%5.6%5.8%5.8%
BCR Asigurări de Viață2.9%2.8%2.6%2.6%3.3%
BRD Asigurări de Viață2.5%1.4%1.6%1.8%2.1%
Signal Iduna1.0%1.2%1.5%1.6%1.7%
UNIQA Asigurări de Viață0.8%0.9%1.0%1.3%1.6%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Société Générale group

    2 companies in 2 markets · €392m premium, latest year

    All 2 on the Société Générale page →
    Czechia1 company€303m
    Komerční pojišťovna€303m

    Company details

    Legal name
    BRD ASIGURARI DE VIATA SA
    Registered seat
    Bucharest, Romania
    Website
    asigurari.brd.ro
    LEI
    3157007U0N17M1JWDB35
    Employees
    137 (2025; 143 in 2022, 140 in 2023, 143 in 2024)
    Premium per employee
    €651k (FY 2025; median for life insurers in Romania: €383k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about BRD Asigurări de Viață

    Short answers from the figures on this page.

    What is BRD Asigurări de Viață's market share in Romania?

    BRD Asigurări de Viață wrote €89.2m of premium in FY 2025, 2.1% of all premium in Romania, ranking #10 of 25 insurers; its premium grew 25.4% on FY 2024 in RON.

    Who owns BRD Asigurări de Viață?

    BRD Asigurări de Viață is part of the Société Générale group, which has 2 companies in 2 of the 18 markets on Polisa (FY 2025).

    What does BRD Asigurări de Viață sell?

    BRD Asigurări de Viață is a life insurer; its largest lines in FY 2025 are life insurance (95.9% of its premium), health (2.7%) and other non-life (1.4%).

    Is BRD Asigurări de Viață well capitalised?

    BRD Asigurări de Viață's SCR ratio was 254% at 31 December 2025: it held 2.5 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is BRD Asigurări de Viață profitable?

    BRD Asigurări de Viață made a net profit of €5.52m in FY 2025, a return on equity of 35.7%; the combined ratio of its non-life lines was 96% after reinsurance.

    Is BRD Asigurări de Viață growing?

    BRD Asigurări de Viață's premium grew 25.4% in RON in FY 2025, faster than the market in Romania (+10.6%).

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). BRD Asigurări de Viață (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-brd-asigurari-de-viata

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_brd_asigurari_de_viata_2026,
      author       = {{Polisa}},
      title        = {BRD Asigurări de Viață (Romania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ro-brd-asigurari-de-viata}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).