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Signal Iduna

Signal Iduna groupRomaniasignal-iduna.ro ↗#11 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€75m
1.7% of Romania
Growth
+19.5%
FY 2025 vs 2024, in RON · market +10.6%
Life share
100%
100% national · 22% Solvency II life line
Capital cover
246%
SCR ratio · €49m held vs €20m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 11 of 25 in Romania with 1.7% of premium, growing faster than the market. Strongest in Health, with 18.7% of the line. It holds 2.5 times the capital it must hold.

Latest resultsH1 2026, year to date: €47m of premium, +16.5% on H1 2025 (market +13.1%); share 2.0% (+0.1 pp), #11 of 24. More

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Signal Iduna's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Health74%
Life23%
Accident3%
Size#11 of 25 by premium
€75m
larger than 58%median €71m
GrowthFY 2025 against 2024, in RON
+19.5%
ahead of 71%median +10.3%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
246%
ahead of 73%median 164%
Return on equitynet profit ÷ average equity
6.3%
ahead of 22%median 15.7%

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
BCR Asigurări de Viață2.9%2.8%2.6%2.6%3.3%
BRD Asigurări de Viață2.5%1.4%1.6%1.8%2.1%
Signal Iduna1.0%1.2%1.5%1.6%1.7%
UNIQA Asigurări de Viață0.8%0.9%1.0%1.3%1.6%
Eurolife FFH Asigurări de Viață0.1%0.1%0.1%0.1%0.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Signal Iduna group

    6 companies in 3 markets · €361m premium, latest year

    All 6 on the Signal Iduna page →
    Romaniathis market2 companies€38m
    Signal Iduna Asigurări (ex-ERGO)€26mGaranta€12m
    Hungary1 company€198m
    Signal Iduna€198m

    Company details

    Legal name
    SIGNAL IDUNA ASIGURARE REASIGURARE S.A.
    Registered seat
    Bucharest, Romania
    Website
    signal-iduna.ro
    LEI
    529900617IZ922N1YT16
    Employees
    195 (2025; 184 in 2022, 208 in 2023, 186 in 2024)
    Premium per employee
    €383k (FY 2025; median for life insurers in Romania: €383k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Signal Iduna

    Short answers from the figures on this page.

    What is Signal Iduna's market share in Romania?

    Signal Iduna wrote €74.7m of premium in FY 2025, 1.7% of all premium in Romania, ranking #11 of 25 insurers; its premium grew 19.5% on FY 2024 in RON.

    Who owns Signal Iduna?

    Signal Iduna is part of the Signal Iduna group, which has 6 companies in 3 of the 18 markets on Polisa (FY 2025).

    What does Signal Iduna sell?

    Signal Iduna is a life insurer; its largest lines in FY 2025 are health (74.5% of its premium), life insurance (22.8%) and accident (2.8%).

    Is Signal Iduna well capitalised?

    Signal Iduna's SCR ratio was 246% at 31 December 2025: it held 2.5 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is Signal Iduna profitable?

    Signal Iduna made a net profit of €1.61m in FY 2025, a return on equity of 6.3%; the combined ratio of its non-life lines was 97% after reinsurance.

    Is Signal Iduna growing?

    Signal Iduna's premium grew 19.5% in RON in FY 2025, faster than the market in Romania (+10.6%).

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Signal Iduna (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-signal-iduna

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_signal_iduna_2026,
      author       = {{Polisa}},
      title        = {Signal Iduna (Romania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ro-signal-iduna}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).