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Signal Iduna

Signal Iduna groupPolandsignal-iduna.pl ↗#35 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€36m
0.2% of Poland
Growth
+35.1%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
0%
of own premium
Capital cover
185%
SCR ratio · €14m held vs €7.7m required
Claims and costs
94%
combined ratio after reinsurance · gross 94% · market 92%
In shortNumber 35 of 45 in Poland with 0.2% of premium, growing faster than the market. Its non-life business made money on underwriting, with a combined ratio of 94% after reinsurance against 92% for the market. It paid €18m in claims, €49 for every €100 of its premium. It holds 1.9 times the capital it must hold.

Latest resultsH1 2026, year to date: €14m of premium, −28.5% on H1 2025 (market +6.6%); share 0.1% (−0.1 pp), #38 of 46. More

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Signal Iduna's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Health55%
Accident35%
Credit & surety5%
Liability3%
Property2%
Size#35 of 45 by premium
€36m
larger than 23%median €120m
GrowthFY 2025 against 2024, in PLN
+35.1%
ahead of 95%median +6.1%
Claims and costsnon-life combined ratio, after reinsurance
94%
better than 50%median 94%
Capital coverSCR ratio: own funds ÷ SCR
185%
ahead of 29%median 210%
Return on equitynet profit ÷ average equity
16.5%
ahead of 54%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
KUKE0.2%0.3%0.2%0.2%0.2%
Saltus0.3%0.3%0.3%0.3%0.2%
Signal Iduna0.1%0.1%0.2%0.1%0.2%
Erste Allianz0.2%0.2%0.2%0.2%0.2%
Credit Agricole Ubezpieczenia0.1%0.1%0.1%0.1%0.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Signal Iduna group

    6 companies in 3 markets · €361m premium, latest year

    All 6 on the Signal Iduna page →
    Polandthis market1 company€13m
    Signal Iduna Życie€13m
    Hungary1 company€198m
    Signal Iduna€198m

    Company details

    Legal name
    SIGNAL IDUNA POLSKA TOWARZYSTWO UBEZPIECZEŃ SPÓŁKA AKCYJNA
    Registered seat
    Warsaw, Poland
    Website
    signal-iduna.pl
    LEI
    25940051LJ87Q7EBZT23

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Signal Iduna

    Short answers from the figures on this page.

    What is Signal Iduna's market share in Poland?

    Signal Iduna wrote €36.4m of premium in FY 2025, 0.2% of all premium in Poland, ranking #35 of 45 insurers; its premium grew 35.1% on FY 2024 in PLN.

    Who owns Signal Iduna?

    Signal Iduna is part of the Signal Iduna group, which has 6 companies in 3 of the 18 markets on Polisa (FY 2025).

    What does Signal Iduna sell?

    Signal Iduna is a non-life insurer; its largest lines in FY 2025 are health (55.1% of its premium), accident (34.9%) and credit & surety (4.8%).

    Is Signal Iduna well capitalised?

    Signal Iduna's SCR ratio was 185% at 31 December 2025: it held 1.9 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is Signal Iduna profitable?

    Signal Iduna made a net profit of €1.97m in FY 2025, a return on equity of 16.5%; its non-life combined ratio was 94% after reinsurance.

    Is Signal Iduna growing?

    Signal Iduna's premium grew 35.1% in PLN in FY 2025, faster than the market in Poland (+5.7%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Signal Iduna (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-signal-iduna

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_signal_iduna_2026,
      author       = {{Polisa}},
      title        = {Signal Iduna (Poland): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/pl-signal-iduna}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).