Get the dataData

KUKE

Polandkuke.com.pl ↗#32 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

Compare with nearest rivals →Compare →
Share
LinkedIn
Premium
€46m
0.2% of Poland
Growth
+1.9%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
0%
of own premium
Capital cover
340%
SCR ratio · €128m held vs €38m required
Claims and costs
124%
combined ratio after reinsurance · gross 91% · market 92%
In shortNumber 32 of 45 in Poland with 0.2% of premium, growing slower than the market. Strongest in Credit & surety, with 13.5% of the line. Its non-life business lost money on underwriting, with a combined ratio of 124% after reinsurance against 92% for the market; before reinsurance it was 91%, with 45% of its non-life premium passed to reinsurers. It paid €26m in claims, €56 for every €100 of its premium. It holds 3.4 times the capital it must hold.

In the news6 Nov 2026: Senate passes law widening KUKE's cover to defence and energy, President to sign next All news for Poland

Latest resultsH1 2026, year to date: €23m of premium, +16.9% on H1 2025 (market +6.6%); share 0.2% (±0.0 pp), #33 of 46. More

Fingerprint

KUKE's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Credit & surety100%
Size#32 of 45 by premium
€46m
larger than 30%median €120m
GrowthFY 2025 against 2024, in PLN
+1.9%
ahead of 32%median +6.1%
Claims and costsnon-life combined ratio, after reinsurance
124%
better than 0%median 94%
Capital coverSCR ratio: own funds ÷ SCR
340%
ahead of 93%median 210%
Return on equitynet profit ÷ average equity
16.8%
ahead of 56%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
TU Zdrowie0.1%0.2%0.2%0.2%0.3%
Nationale-Nederlanden Ubezpieczenia0.1%0.1%0.2%0.2%0.2%
KUKE0.2%0.3%0.2%0.2%0.2%
Saltus0.3%0.3%0.3%0.3%0.2%
Signal Iduna0.1%0.1%0.2%0.1%0.2%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Legal name
    KORPORACJA UBEZPIECZEŃ KREDYTÓW EKSPORTOWYCH SPÓŁKA AKCYJNA
    Registered seat
    Warsaw, Poland
    Website
    kuke.com.pl
    LEI
    2594004SBASDDT1AO432

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about KUKE

    Short answers from the figures on this page.

    What is KUKE's market share in Poland?

    KUKE wrote €46.4m of premium in FY 2025, 0.2% of all premium in Poland, ranking #32 of 45 insurers; its premium grew 1.9% on FY 2024 in PLN.

    Who owns KUKE?

    Polisa records no group for KUKE in FY 2025.

    What does KUKE sell?

    KUKE is a non-life insurer; all its premium in FY 2025 is credit & surety.

    Is KUKE well capitalised?

    KUKE's SCR ratio was 340% at 31 December 2025: it held 3.4 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is KUKE profitable?

    KUKE made a net profit of €21.8m in FY 2025, a return on equity of 16.8%; its non-life combined ratio was 124% after reinsurance.

    Is KUKE growing?

    KUKE's premium grew 1.9% in PLN in FY 2025, slower than the market in Poland (+5.7%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). KUKE (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-kuke

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_kuke_2026,
  author       = {{Polisa}},
  title        = {KUKE (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-kuke}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).