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Nationale-Nederlanden Ubezpieczenia

NN groupPolandnn.pl ↗#31 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

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Premium
€49m
0.2% of Poland
Growth
+10.9%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
0%
of own premium
Capital cover
174%
SCR ratio · €22m held vs €13m required
Claims and costs
87%
combined ratio after reinsurance · gross 62% · market 92%
In shortNumber 31 of 45 in Poland with 0.2% of premium, growing faster than the market. Its non-life business made money on underwriting, with a combined ratio of 87% after reinsurance against 92% for the market; before reinsurance it was 62%, with 40% of its non-life premium passed to reinsurers. It paid €11m in claims, €23 for every €100 of its premium. It holds 1.7 times the capital it must hold.

Latest resultsH1 2026, year to date: €29m of premium, +11.2% on H1 2025 (market +6.6%); share 0.3% (±0.0 pp), #31 of 46. More

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Nationale-Nederlanden Ubezpieczenia's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Accident41%
Property38%
Other non-life17%
Liability3%
Size#31 of 45 by premium
€49m
larger than 32%median €120m
GrowthFY 2025 against 2024, in PLN
+10.9%
ahead of 66%median +6.1%
Claims and costsnon-life combined ratio, after reinsurance
87%
better than 83%median 94%
Capital coverSCR ratio: own funds ÷ SCR
174%
ahead of 21%median 210%
Return on equitynet profit ÷ average equity
25.3%
ahead of 78%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Europa0.4%0.4%0.4%0.4%0.3%
TU Zdrowie0.1%0.2%0.2%0.2%0.3%
Nationale-Nederlanden Ubezpieczenia0.1%0.1%0.2%0.2%0.2%
KUKE0.2%0.3%0.2%0.2%0.2%
Saltus0.3%0.3%0.3%0.3%0.2%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the NN group

    7 companies in 5 markets · €1.53bn premium, latest year

    All 7 on the NN page →
    Polandthis market1 company€557m
    Nationale-Nederlanden€557m
    Hungary1 company€320m
    NN€320m
    Romania2 companies€259m
    NN Asigurări de Viață€251mNN Asigurări€8.9m
    Czechia1 company€196m
    NN Životní pojišťovna (branch)€196m
    Slovakia1 company€150m
    NN Životná poisťovňa€150m

    Company details

    Legal name
    NATIONALE-NEDERLANDEN TOWARZYSTWO UBEZPIECZEŃ SPÓŁKA AKCYJNA
    Registered seat
    Warsaw, Poland
    Website
    nn.pl
    LEI
    25940098WUP2IVVEJ498

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Nationale-Nederlanden Ubezpieczenia

    Short answers from the figures on this page.

    What is Nationale-Nederlanden Ubezpieczenia's market share in Poland?

    Nationale-Nederlanden Ubezpieczenia wrote €48.8m of premium in FY 2025, 0.2% of all premium in Poland, ranking #31 of 45 insurers; its premium grew 10.9% on FY 2024 in PLN.

    Who owns Nationale-Nederlanden Ubezpieczenia?

    Nationale-Nederlanden Ubezpieczenia is part of the NN group, which has 7 companies in 5 of the 18 markets on Polisa (FY 2025).

    What does Nationale-Nederlanden Ubezpieczenia sell?

    Nationale-Nederlanden Ubezpieczenia is a non-life insurer; its largest lines in FY 2025 are accident (40.8% of its premium), property (38.3%) and other non-life (17.5%).

    Is Nationale-Nederlanden Ubezpieczenia well capitalised?

    Nationale-Nederlanden Ubezpieczenia's SCR ratio was 174% at 31 December 2025: it held 1.7 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is Nationale-Nederlanden Ubezpieczenia profitable?

    Nationale-Nederlanden Ubezpieczenia made a net profit of €4.86m in FY 2025, a return on equity of 25.3%; its non-life combined ratio was 87% after reinsurance.

    Is Nationale-Nederlanden Ubezpieczenia growing?

    Nationale-Nederlanden Ubezpieczenia's premium grew 10.9% in PLN in FY 2025, faster than the market in Poland (+5.7%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Nationale-Nederlanden Ubezpieczenia (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-nationale-nederlanden-ubezpieczenia

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_nationale_nederlanden_ubezpieczenia_2026,
  author       = {{Polisa}},
  title        = {Nationale-Nederlanden Ubezpieczenia (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-nationale-nederlanden-ubezpieczenia}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).