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Nationale-Nederlanden

NN groupPolandnn.pl ↗#10 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

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Premium
€557m
2.6% of Poland
Growth
+1.1%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
100%
100% national · 62% Solvency II life line
Capital cover
237%
SCR ratio · €717m held vs €303m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 10 of 45 in Poland with 2.6% of premium, growing slower than the market. Strongest in Health, with 19.2% of the line. It paid €409m in claims, €73 for every €100 of its premium. It holds 2.4 times the capital it must hold.

Latest resultsH1 2026, year to date: €280m of premium, +2.3% on H1 2025 (market +6.6%); share 2.5% (−0.1 pp), #10 of 46. More

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Nationale-Nederlanden's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Life62%
Health38%
Size#10 of 45 by premium
€557m
larger than 80%median €120m
GrowthFY 2025 against 2024, in PLN
+1.1%
ahead of 23%median +6.1%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
237%
ahead of 69%median 210%
Return on equitynet profit ÷ average equity
45.1%
ahead of 93%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
PZU Życie12.8%12.1%11.8%11.9%11.9%
Allianz Życie3.1%3.5%3.3%3.3%3.3%
Nationale-Nederlanden2.4%2.3%2.9%2.8%2.6%
Vienna Life1.6%1.6%1.5%1.9%2.1%
Warta Życie1.7%1.6%1.8%1.9%2.0%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the NN group

    7 companies in 5 markets · €1.53bn premium, latest year

    All 7 on the NN page →
    Polandthis market1 company€49m
    Nationale-Nederlanden Ubezpieczenia€49m
    Hungary1 company€320m
    NN€320m
    Romania2 companies€259m
    NN Asigurări de Viață€251mNN Asigurări€8.9m
    Czechia1 company€196m
    NN Životní pojišťovna (branch)€196m
    Slovakia1 company€150m
    NN Životná poisťovňa€150m

    Company details

    Legal name
    NATIONALE-NEDERLANDEN TOWARZYSTWO UBEZPIECZEŃ NA ŻYCIE SPÓŁKA AKCYJNA
    Registered seat
    Warsaw, Poland
    Website
    nn.pl
    LEI
    259400B0G3LJVFVZS942

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Nationale-Nederlanden

    Short answers from the figures on this page.

    What is Nationale-Nederlanden's market share in Poland?

    Nationale-Nederlanden wrote €557m of premium in FY 2025, 2.6% of all premium in Poland, ranking #10 of 45 insurers; its premium grew 1.1% on FY 2024 in PLN.

    Who owns Nationale-Nederlanden?

    Nationale-Nederlanden is part of the NN group, which has 7 companies in 5 of the 18 markets on Polisa (FY 2025).

    What does Nationale-Nederlanden sell?

    Nationale-Nederlanden is a life insurer; its largest lines in FY 2025 are life insurance (62.0% of its premium) and health (38.0%).

    Is Nationale-Nederlanden well capitalised?

    Nationale-Nederlanden's SCR ratio was 237% at 31 December 2025: it held 2.4 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is Nationale-Nederlanden profitable?

    Nationale-Nederlanden made a net profit of €73.7m in FY 2025, a return on equity of 45.1%; the combined ratio of its non-life lines was 88% after reinsurance.

    Is Nationale-Nederlanden growing?

    Nationale-Nederlanden's premium grew 1.1% in PLN in FY 2025, slower than the market in Poland (+5.7%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Nationale-Nederlanden (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-nationale-nederlanden

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_nationale_nederlanden_2026,
  author       = {{Polisa}},
  title        = {Nationale-Nederlanden (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-nationale-nederlanden}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).