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NN Životná poisťovňa

NN groupSlovakiann.sk ↗#5 of 13 in Slovakia, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
SLASPO member statistics and Solvency II templates
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around November 2026

Sources for SlovakiaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€150m
4.7% of Slovakia
Growth
+1.3%
FY 2025 vs 2024, in EUR · market +7.4%
Life share
80%
of own premium
Capital cover
227%
SCR ratio · €263m held vs €116m required
Claims and costs
78%
combined ratio after reinsurance · gross 78% · market 89%
In shortNumber 5 of 13 in Slovakia with 4.7% of premium, growing slower than the market. Strongest in Accident, with 13.8% of the line. Its non-life business made money on underwriting, with a combined ratio of 78% after reinsurance against 89% for the market. It holds 2.3 times the capital it must hold.

In the news22 Dec 2025: NBS fines NN Životná poisťovňa €100,000 over life insurance funds All news for Slovakia

Latest resultsH1 2026, year to date: €79m of premium, +5.0% on H1 2025 (market +5.2%); share 4.7% (±0.0 pp), #5 of 13. More

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NN Životná poisťovňa's line mix, and where it stands among the 13 insurers in Slovakia on each measure, FY 2025.

Line mix
Life80%
Accident20%
Size#5 of 13 by premium
€150m
larger than 67%median €124m
GrowthFY 2025 against 2024, in EUR
+1.3%
ahead of 8%median +8.1%
Claims and costsnon-life combined ratio, after reinsurance
78%
better than 91%median 94%
Capital coverSCR ratio: own funds ÷ SCR
227%
ahead of 100%median 166%
Return on equitynet profit ÷ average equity
7.8%
ahead of 29%median 13.9%

Each bar runs from the weakest to the strongest of the insurers in Slovakia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Generali Poisťovňa (branch)12.1%12.8%13.0%13.7%13.8%
UNIQA (branch)10.6%10.4%10.7%11.0%10.8%
NN Životná poisťovňa5.5%5.4%5.2%5.0%4.7%
ČSOB Poisťovňa3.9%4.0%4.2%4.6%4.6%
MetLife Europe (branch)4.6%4.4%4.2%4.0%3.9%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the NN group

    7 companies in 5 markets · €1.53bn premium, latest year

    All 7 on the NN page →

    Company details

    Legal name
    NN Životná poisťovňa, a.s.
    Registered seat
    Bratislava, Slovakia
    Website
    nn.sk
    LEI
    3157008IZ14ZP307A433
    Employees
    243 (2025; 238 in 2022, 230 in 2023, 241 in 2024)
    Premium per employee
    €618k (FY 2025; median for composite insurers in Slovakia: €817k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about NN Životná poisťovňa

    Short answers from the figures on this page.

    What is NN Životná poisťovňa's market share in Slovakia?

    NN Životná poisťovňa wrote €150m of premium in FY 2025, 4.7% of all premium in Slovakia, ranking #5 of 13 insurers; its premium grew 1.3% on FY 2024.

    Who owns NN Životná poisťovňa?

    NN Životná poisťovňa is part of the NN group, which has 7 companies in 5 of the 18 markets on Polisa (FY 2025).

    What does NN Životná poisťovňa sell?

    NN Životná poisťovňa is a composite insurer; its largest lines in FY 2025 are life insurance (80.5% of its premium) and accident (19.5%).

    Is NN Životná poisťovňa well capitalised?

    NN Životná poisťovňa's SCR ratio was 227% at 31 December 2025: it held 2.3 times the capital Solvency II requires, against a median of 166% for the insurers in Slovakia.

    Is NN Životná poisťovňa profitable?

    NN Životná poisťovňa made a net profit of €21.9m in FY 2025, a return on equity of 7.8%; its non-life combined ratio was 78% after reinsurance.

    Is NN Životná poisťovňa growing?

    NN Životná poisťovňa's premium grew 1.3% in FY 2025, slower than the market in Slovakia (+7.4%).

    Sources for this page

    Premium, lines, claims and expenses: SLASPO member statistics, template S.05.01. Solvency: the per-company Solvency II templates SLASPO publishes (S.23.01). How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). NN Životná poisťovňa (Slovakia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/sk-nn-zivotna-poistovna

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_sk_nn_zivotna_poistovna_2026,
      author       = {{Polisa}},
      title        = {NN Životná poisťovňa (Slovakia): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/sk-nn-zivotna-poistovna}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: SLASPO (no re-use terms published), NBS (free with credit, files unaltered), Register of Financial Statements (CC0), insurers' SFCRs (public disclosures, linked).