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NN Asigurări

NN groupRomaniann.ro ↗#22 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€8.9m
0.2% of Romania
Growth
+52.6%
FY 2025 vs 2024, in RON · market +10.6%
Life share
0%
of own premium
Capital cover
158%
SCR ratio · €5.7m held vs €3.6m required
Claims and costs
195%
combined ratio after reinsurance · gross 140% · market 97%
In shortNumber 22 of 25 in Romania with 0.2% of premium, growing faster than the market. Its non-life business lost money on underwriting, with a combined ratio of 195% after reinsurance against 97% for the market; before reinsurance it was 140%, with 34% of its non-life premium passed to reinsurers. It holds 1.6 times the capital it must hold.

Latest resultsH1 2026, year to date: €6.2m of premium, +65.6% on H1 2025 (market +13.1%); share 0.3% (+0.1 pp), #19 of 24. More

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NN Asigurări's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Property49%
Health40%
Other non-life10%
Liability1%
Size#22 of 25 by premium
€8.9m
larger than 13%median €71m
GrowthFY 2025 against 2024, in RON
+52.6%
ahead of 96%median +10.3%
Claims and costsnon-life combined ratio, after reinsurance
195%
better than 0%median 98%
Capital coverSCR ratio: own funds ÷ SCR
158%
ahead of 41%median 164%
Return on equitynet profit ÷ average equity
−41.8%
ahead of 0%median 15.7%

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Allianz-Țiriac Unit (ex-Gothaer)0.6%0.5%0.6%0.6%0.3%
Eurolife FFH Asigurări Generale0.1%0.2%0.2%0.2%0.2%
NN Asigurări0.0%0.1%0.1%0.1%0.2%
Asito Kapital0.2%0.2%0.2%0.2%0.2%
German Romanian Assurance0.0%0.0%0.0%0.0%0.0%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the NN group

    7 companies in 5 markets · €1.53bn premium, latest year

    All 7 on the NN page →
    Romaniathis market1 company€251m
    NN Asigurări de Viață€251m
    Hungary1 company€320m
    NN€320m
    Slovakia1 company€150m
    NN Životná poisťovňa€150m

    Company details

    Legal name
    NN ASIGURĂRI S.A.
    Registered seat
    Bucharest, Romania
    Website
    nn.ro
    LEI
    787200KDNYVLC2ELYG87
    Employees
    36 (2025; 30 in 2022, 32 in 2023, 32 in 2024)
    Premium per employee
    €246k (FY 2025; median for non-life insurers in Romania: €312k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about NN Asigurări

    Short answers from the figures on this page.

    What is NN Asigurări's market share in Romania?

    NN Asigurări wrote €8.87m of premium in FY 2025, 0.2% of all premium in Romania, ranking #22 of 25 insurers; its premium grew 52.6% on FY 2024 in RON.

    Who owns NN Asigurări?

    NN Asigurări is part of the NN group, which has 7 companies in 5 of the 18 markets on Polisa (FY 2025).

    What does NN Asigurări sell?

    NN Asigurări is a non-life insurer; its largest lines in FY 2025 are property (49.0% of its premium), health (40.0%) and other non-life (9.6%).

    Is NN Asigurări well capitalised?

    NN Asigurări's SCR ratio was 158% at 31 December 2025: it held 1.6 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is NN Asigurări profitable?

    NN Asigurări made a net loss of €2.85m in FY 2025, a return on equity of −41.8%; its non-life combined ratio was 195% after reinsurance.

    Is NN Asigurări growing?

    NN Asigurări's premium grew 52.6% in RON in FY 2025, faster than the market in Romania (+10.6%).

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). NN Asigurări (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-nn-asigurari

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_nn_asigurari_2026,
      author       = {{Polisa}},
      title        = {NN Asigurări (Romania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ro-nn-asigurari}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).