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Eurolife FFH Asigurări Generale

Fairfax groupRomaniaeurolife-asigurari.ro ↗#21 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€9.8m
0.2% of Romania
Growth
+12.2%
FY 2025 vs 2024, in RON · market +10.6%
Life share
0%
of own premium
Capital cover
116%
SCR ratio · €4.6m held vs €3.9m required
Claims and costs
137%
combined ratio after reinsurance · gross 104% · market 97%
In shortNumber 21 of 25 in Romania with 0.2% of premium, growing faster than the market. Its non-life business lost money on underwriting, with a combined ratio of 137% after reinsurance against 97% for the market; before reinsurance it was 104%, with 32% of its non-life premium passed to reinsurers. It holds 1.2 times the capital it must hold.

Latest resultsH1 2026, year to date: €3.4m of premium, −7.3% on H1 2025 (market +13.1%); share 0.1% (±0.0 pp), #22 of 24. More

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Eurolife FFH Asigurări Generale's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Other non-life43%
Health24%
Property23%
Liability5%
Accident5%
Size#21 of 25 by premium
€9.8m
larger than 17%median €71m
GrowthFY 2025 against 2024, in RON
+12.2%
ahead of 58%median +10.3%
Claims and costsnon-life combined ratio, after reinsurance
137%
better than 8%median 98%
Capital coverSCR ratio: own funds ÷ SCR
116%
ahead of 5%median 164%
Return on equitynet profit ÷ average equity
−6.4%
ahead of 17%median 15.7%

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Garanta0.4%0.3%0.3%0.3%0.3%
Allianz-Țiriac Unit (ex-Gothaer)0.6%0.5%0.6%0.6%0.3%
Eurolife FFH Asigurări Generale0.1%0.2%0.2%0.2%0.2%
NN Asigurări0.0%0.1%0.1%0.1%0.2%
Asito Kapital0.2%0.2%0.2%0.2%0.2%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Fairfax group

    4 companies in 3 markets · €116m premium, latest year

    All 4 on the Fairfax page →
    Romaniathis market1 company€4.1m
    Eurolife FFH Asigurări de Viață€4.1m
    Slovakia1 company€35m
    Colonnade Insurance (branch)€35m

    Company details

    Legal name
    EUROLIFE FFH ASIGURARI GENERALE S.A.
    Registered seat
    Bucharest, Romania
    Website
    eurolife-asigurari.ro
    LEI
    213800INBUKMNZBQTL41
    Employees
    36 (2025; 27 in 2022, 31 in 2023, 35 in 2024)
    Premium per employee
    €273k (FY 2025; median for non-life insurers in Romania: €312k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Eurolife FFH Asigurări Generale

    Short answers from the figures on this page.

    What is Eurolife FFH Asigurări Generale's market share in Romania?

    Eurolife FFH Asigurări Generale wrote €9.82m of premium in FY 2025, 0.2% of all premium in Romania, ranking #21 of 25 insurers; its premium grew 12.2% on FY 2024 in RON.

    Who owns Eurolife FFH Asigurări Generale?

    Eurolife FFH Asigurări Generale is part of the Fairfax group, which has 4 companies in 3 of the 18 markets on Polisa (FY 2025).

    What does Eurolife FFH Asigurări Generale sell?

    Eurolife FFH Asigurări Generale is a non-life insurer; its largest lines in FY 2025 are other non-life (43.3% of its premium), health (24.3%) and property (23.2%).

    Is Eurolife FFH Asigurări Generale well capitalised?

    Eurolife FFH Asigurări Generale's SCR ratio was 116% at 31 December 2025: it held 1.2 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is Eurolife FFH Asigurări Generale profitable?

    Eurolife FFH Asigurări Generale made a net loss of €0.344m in FY 2025, a return on equity of −6.4%; its non-life combined ratio was 137% after reinsurance.

    Is Eurolife FFH Asigurări Generale growing?

    Eurolife FFH Asigurări Generale's premium grew 12.2% in RON in FY 2025, faster than the market in Romania (+10.6%).

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Eurolife FFH Asigurări Generale (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-eurolife-ffh-asigurari-generale

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_eurolife_ffh_asigurari_generale_2026,
      author       = {{Polisa}},
      title        = {Eurolife FFH Asigurări Generale (Romania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ro-eurolife-ffh-asigurari-generale}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).