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Signal Iduna Asigurări (ex-ERGO)

Signal Iduna groupRomaniasignal-iduna.ro ↗#15 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€26m
0.6% of Romania
Growth
+21.0%
FY 2025 vs 2024, in RON · market +10.6%
Life share
0%
of own premium
Capital cover
172%
SCR ratio · €15m held vs €8.5m required
Claims and costs
95%
combined ratio after reinsurance · gross 79% · market 97%
In shortNumber 15 of 25 in Romania with 0.6% of premium, growing faster than the market. Strongest in Accident, with 11.3% of the line. Its non-life business made money on underwriting, with a combined ratio of 95% after reinsurance against 97% for the market; before reinsurance it was 79%, with 28% of its non-life premium passed to reinsurers. It holds 1.7 times the capital it must hold.

Latest resultsH1 2026, year to date: €15m of premium, +9.3% on H1 2025 (market +13.1%); share 0.6% (±0.0 pp), #15 of 24. More

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Signal Iduna Asigurări (ex-ERGO)'s line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Property45%
Liability28%
Casco17%
Accident7%
Other non-life3%
Size#15 of 25 by premium
€26m
larger than 42%median €71m
GrowthFY 2025 against 2024, in RON
+21.0%
ahead of 75%median +10.3%
Claims and costsnon-life combined ratio, after reinsurance
95%
better than 77%median 98%
Capital coverSCR ratio: own funds ÷ SCR
172%
ahead of 55%median 164%
Return on equity
— no profit or equity figures

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Eazy Asigurări———0.3%1.6%
PAID1.2%1.1%1.1%1.5%1.4%
Signal Iduna Asigurări (ex-ERGO)0.4%0.4%0.5%0.5%0.6%
ABC Asigurări0.4%0.3%0.4%0.5%0.5%
Exim România0.2%0.4%0.4%0.3%0.3%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Signal Iduna group

    6 companies in 3 markets · €361m premium, latest year

    All 6 on the Signal Iduna page →
    Romaniathis market2 companies€87m
    Signal Iduna€75mGaranta€12m
    Hungary1 company€198m
    Signal Iduna€198m

    Company details

    Legal name
    SIGNAL IDUNA ASIGURARI S.A.
    Registered seat
    Bucharest, Romania
    Website
    signal-iduna.ro
    LEI
    529900YST7L2SWPDWA12
    Employees
    95 (2025; 81 in 2022, 100 in 2023, 84 in 2024)
    Premium per employee
    €274k (FY 2025; median for non-life insurers in Romania: €312k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Signal Iduna Asigurări (ex-ERGO)

    Short answers from the figures on this page.

    What is the market share of Signal Iduna Asigurări (ex-ERGO) in Romania?

    Signal Iduna Asigurări (ex-ERGO) wrote €26.1m of premium in FY 2025, 0.6% of all premium in Romania, ranking #15 of 25 insurers; its premium grew 21.0% on FY 2024 in RON.

    Who owns Signal Iduna Asigurări (ex-ERGO)?

    Signal Iduna Asigurări (ex-ERGO) is part of the Signal Iduna group, which has 6 companies in 3 of the 18 markets on Polisa (FY 2025).

    What does Signal Iduna Asigurări (ex-ERGO) sell?

    Signal Iduna Asigurări (ex-ERGO) is a non-life insurer; its largest lines in FY 2025 are property (44.6% of its premium), liability (28.2%) and casco (17.3%).

    Is Signal Iduna Asigurări (ex-ERGO) well capitalised?

    The SCR ratio of Signal Iduna Asigurări (ex-ERGO) was 172% at 31 December 2025: it held 1.7 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is Signal Iduna Asigurări (ex-ERGO) profitable?

    Signal Iduna Asigurări (ex-ERGO) made a net profit of €1.36m in FY 2025; its non-life combined ratio was 95% after reinsurance.

    Is Signal Iduna Asigurări (ex-ERGO) growing?

    The premium of Signal Iduna Asigurări (ex-ERGO) grew 21.0% in RON in FY 2025, faster than the market in Romania (+10.6%).

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Signal Iduna Asigurări (ex-ERGO) (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-signal-iduna-asigurari-ex-ergo

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_signal_iduna_asigurari_ex_ergo_2026,
      author       = {{Polisa}},
      title        = {Signal Iduna Asigurări (ex-ERGO) (Romania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ro-signal-iduna-asigurari-ex-ergo}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).