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Exim România

EximBank groupRomaniaeximasig.ro ↗#17 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

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Premium
€15m
0.3% of Romania
Growth
+7.4%
FY 2025 vs 2024, in RON · market +10.6%
Life share
0%
of own premium
Capital cover
191%
SCR ratio · €21m held vs €11m required
Claims and costs
61%
combined ratio after reinsurance · gross 38% · market 97%
In shortNumber 17 of 25 in Romania with 0.3% of premium, growing slower than the market. Strongest in Credit & surety, with 17.4% of the line. Its non-life business made money on underwriting, with a combined ratio of 61% after reinsurance against 97% for the market; before reinsurance it was 38%, with 35% of its non-life premium passed to reinsurers. It holds 1.9 times the capital it must hold.

Latest resultsH1 2026, year to date: €7.9m of premium, +25.3% on H1 2025 (market +13.1%); share 0.3% (±0.0 pp), #17 of 24. More

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Exim România's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Credit & surety77%
Property16%
Liability7%
Size#17 of 25 by premium
€15m
larger than 33%median €71m
GrowthFY 2025 against 2024, in RON
+7.4%
ahead of 33%median +10.3%
Claims and costsnon-life combined ratio, after reinsurance
61%
better than 92%median 98%
Capital coverSCR ratio: own funds ÷ SCR
191%
ahead of 59%median 164%
Return on equitynet profit ÷ average equity
23.6%
ahead of 72%median 15.7%

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Signal Iduna Asigurări (ex-ERGO)0.4%0.4%0.5%0.5%0.6%
ABC Asigurări0.4%0.3%0.4%0.5%0.5%
Exim România0.2%0.4%0.4%0.3%0.3%
Onix1.0%0.8%0.5%0.4%0.3%
Garanta0.4%0.3%0.3%0.3%0.3%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the EximBank group

    2 companies in 1 market · €23m premium, latest year

    All 2 on the EximBank page →
    Romaniathis market1 company€7.8m
    Asito Kapital€7.8m

    Company details

    Legal name
    Compania de Asigurari Reasigurari Exim Romania SA
    Registered seat
    Bucharest, Romania
    Website
    eximasig.ro
    LEI
    315700CHB2C1NLK73W57
    Employees
    42 (2025; 36 in 2022, 38 in 2023, 40 in 2024)
    Premium per employee
    €350k (FY 2025; median for non-life insurers in Romania: €312k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Exim România

    Short answers from the figures on this page.

    What is Exim România's market share in Romania?

    Exim România wrote €14.7m of premium in FY 2025, 0.3% of all premium in Romania, ranking #17 of 25 insurers; its premium grew 7.4% on FY 2024 in RON.

    Who owns Exim România?

    Exim România is part of the EximBank group, which has 2 companies in one market, Romania (FY 2025).

    What does Exim România sell?

    Exim România is a non-life insurer; its largest lines in FY 2025 are credit & surety (76.5% of its premium), property (15.9%) and liability (7.2%).

    Is Exim România well capitalised?

    Exim România's SCR ratio was 191% at 31 December 2025: it held 1.9 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is Exim România profitable?

    Exim România made a net profit of €4.22m in FY 2025, a return on equity of 23.6%; its non-life combined ratio was 61% after reinsurance.

    Is Exim România growing?

    Exim România's premium grew 7.4% in RON in FY 2025, slower than the market in Romania (+10.6%).

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Exim România (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-exim-romania

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_exim_romania_2026,
  author       = {{Polisa}},
  title        = {Exim România (Romania): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/ro-exim-romania}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).