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Onix

Romaniaonix.eu.com ↗#18 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

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Premium
€14m
0.3% of Romania · incl. €14m abroad
Growth
−8.9%
FY 2025 vs 2024, in RON · market +10.6% · without €14m written abroad ≈ ±0%
Life share
0%
of own premium
Capital cover
280%
SCR ratio · €80m held vs €29m required
Claims and costs
—
Not usable, see data note
In shortNumber 18 of 25 in Romania with 0.3% of premium, of which €14m written abroad; its premium fell 8.9% while the market grew 10.6%. Strongest in Credit & surety, with 22.0% of the line. It holds 2.8 times the capital it must hold.

Latest resultsH1 2026, year to date: €4.9m of premium, −14.2% on H1 2025 (market +13.1%); share 0.2% (−0.1 pp), #20 of 24. More

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Onix's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Credit & surety100%
Size#18 of 25 by premium
€14m
larger than 29%median €71m
GrowthFY 2025 against 2024, in RON
−8.9%
ahead of 4%median +10.3%
Claims and costs
— no non-life business
Capital coverSCR ratio: own funds ÷ SCR
280%
ahead of 95%median 164%
Return on equitynet profit ÷ average equity
15.7%
ahead of 50%median 15.7%

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
ABC Asigurări0.4%0.3%0.4%0.5%0.5%
Exim România0.2%0.4%0.4%0.3%0.3%
Onix1.0%0.8%0.5%0.4%0.3%
Garanta0.4%0.3%0.3%0.3%0.3%
Allianz-Țiriac Unit (ex-Gothaer)0.6%0.5%0.6%0.6%0.3%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Legal name
    ONIX ASIGURARI S.A.
    Registered seat
    Bucharest, Romania
    Website
    onix.eu.com
    LEI
    213800TOAW5GTMZ1BL19
    Employees
    19 (2025; 17 in 2022, 17 in 2023, 19 in 2024)
    Premium per employee
    €747k (FY 2025; median for non-life insurers in Romania: €312k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Onix

    Short answers from the figures on this page.

    What is Onix's market share in Romania?

    Onix wrote €14.2m of premium in FY 2025, 0.3% of all premium in Romania, ranking #18 of 25 insurers; its premium fell 8.9% on FY 2024 in RON.

    Who owns Onix?

    Polisa records no group for Onix in FY 2025.

    What does Onix sell?

    Onix is a non-life insurer; all its premium in FY 2025 is credit & surety.

    Is Onix well capitalised?

    Onix's SCR ratio was 280% at 31 December 2025: it held 2.8 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is Onix profitable?

    Onix made a net profit of €11.1m in FY 2025, a return on equity of 15.7%.

    Is Onix growing?

    Onix's premium fell 8.9% in RON in FY 2025 while the market in Romania grew 10.6%.

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Onix (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-onix

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_onix_2026,
  author       = {{Polisa}},
  title        = {Onix (Romania): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/ro-onix}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).