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Erste Allianz

Allianz groupPolanderste.allianz.pl ↗#36 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

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Premium
€35m
0.2% of Poland
Growth
+12.9%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
0%
of own premium
Capital cover
208%
SCR ratio · €40m held vs €19m required
Claims and costs
70%
combined ratio after reinsurance · gross 65% · market 92%
In shortNumber 36 of 45 in Poland with 0.2% of premium, growing faster than the market. Its non-life business made money on underwriting, with a combined ratio of 70% after reinsurance against 92% for the market. It paid €10m in claims, €29 for every €100 of its premium. It holds 2.1 times the capital it must hold.

Latest resultsH1 2026, year to date: €20m of premium, +12.4% on H1 2025 (market +6.6%); share 0.2% (±0.0 pp), #37 of 46. More

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Erste Allianz's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Property75%
Liability11%
Other non-life6%
Accident6%
Health3%
Size#36 of 45 by premium
€35m
larger than 20%median €120m
GrowthFY 2025 against 2024, in PLN
+12.9%
ahead of 80%median +6.1%
Claims and costsnon-life combined ratio, after reinsurance
70%
better than 96%median 94%
Capital coverSCR ratio: own funds ÷ SCR
208%
ahead of 48%median 210%
Return on equitynet profit ÷ average equity
22.3%
ahead of 71%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Saltus0.3%0.3%0.3%0.3%0.2%
Signal Iduna0.1%0.1%0.2%0.1%0.2%
Erste Allianz0.2%0.2%0.2%0.2%0.2%
Credit Agricole Ubezpieczenia0.1%0.1%0.1%0.1%0.1%
TUW Cuprum0.1%0.1%0.1%0.1%0.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Allianz group

    16 companies in 9 markets · €5.26bn premium, latest year

    All 16 on the Allianz page →
    Polandthis market4 companies€1.44bn
    Allianz Życie€696mAllianz€569mAllianz Trade (Euler Hermes)€98m+1 more
    Czechia1 company€942m
    Allianz pojišťovna€942m
    Romania2 companies€781m
    Allianz-Țiriac€769mAllianz-Țiriac Unit (ex-Gothaer)€12m
    Slovakia1 company€778m
    Allianz – Slovenská poisťovňa€778m
    Hungary1 company€716m
    Allianz€716m
    Croatia1 company€232m
    Allianz Hrvatska€232m

    Also in Bulgaria · €228mLithuania · €77mSlovenia · €31m

    Company details

    Website
    erste.allianz.pl

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Erste Allianz

    Short answers from the figures on this page.

    What is Erste Allianz's market share in Poland?

    Erste Allianz wrote €35.3m of premium in FY 2025, 0.2% of all premium in Poland, ranking #36 of 45 insurers; its premium grew 12.9% on FY 2024 in PLN.

    Who owns Erste Allianz?

    Erste Allianz is part of the Allianz group, which has 16 companies in 9 of the 18 markets on Polisa (FY 2025).

    What does Erste Allianz sell?

    Erste Allianz is a non-life insurer; its largest lines in FY 2025 are property (75.0% of its premium), liability (10.7%) and other non-life (6.1%).

    Is Erste Allianz well capitalised?

    Erste Allianz's SCR ratio was 208% at 31 December 2025: it held 2.1 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is Erste Allianz profitable?

    Erste Allianz made a net profit of €10.2m in FY 2025, a return on equity of 22.3%; its non-life combined ratio was 70% after reinsurance.

    Is Erste Allianz growing?

    Erste Allianz's premium grew 12.9% in PLN in FY 2025, faster than the market in Poland (+5.7%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

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    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Erste Allianz (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-erste-allianz

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_erste_allianz_2026,
  author       = {{Polisa}},
  title        = {Erste Allianz (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-erste-allianz}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).