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UNIQA Asigurări de Viață

UNIQA groupRomaniauniqa.ro ↗#13 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€71m
1.6% of Romania
Growth
+36.2%
FY 2025 vs 2024, in RON · market +10.6%
Life share
100%
100% national · 93% Solvency II life line
Capital cover
251%
SCR ratio · €43m held vs €17m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 13 of 25 in Romania with 1.6% of premium, growing faster than the market. It holds 2.5 times the capital it must hold.

Latest resultsH1 2026, year to date: €39m of premium, +15.2% on H1 2025 (market +13.1%); share 1.7% (±0.0 pp), #13 of 24. More

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UNIQA Asigurări de Viață's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Life99%
Size#13 of 25 by premium
€71m
larger than 50%median €71m
GrowthFY 2025 against 2024, in RON
+36.2%
ahead of 88%median +10.3%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
251%
ahead of 82%median 164%
Return on equitynet profit ÷ average equity
32.7%
ahead of 83%median 15.7%

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
BCR Asigurări de Viață2.9%2.8%2.6%2.6%3.3%
BRD Asigurări de Viață2.5%1.4%1.6%1.8%2.1%
Signal Iduna1.0%1.2%1.5%1.6%1.7%
UNIQA Asigurări de Viață0.8%0.9%1.0%1.3%1.6%
Eurolife FFH Asigurări de Viață0.1%0.1%0.1%0.1%0.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the UNIQA group

    15 companies in 10 markets · €3.23bn premium, latest year

    All 15 on the UNIQA page →
    Romaniathis market1 company€91m
    UNIQA€91m
    Poland2 companies€1.44bn
    UNIQA€1.19bnUNIQA Życie€251m
    Czechia1 company€604m
    UNIQA pojišťovna€604m
    Slovakia1 company€346m
    UNIQA (branch)€346m
    Hungary1 company€332m
    UNIQA€332m
    Croatia1 company€118m
    UNIQA osiguranje€118m

    Also in Bulgaria · €99mSerbia · €63mBosnia and Herzegovina · €47mMontenegro · €25m

    Company details

    Legal name
    UNIQA ASIGURĂRI DE VIAȚĂ SA
    Registered seat
    Bucharest, Romania
    Website
    uniqa.ro
    LEI
    529900L3YL1512DQN720
    Employees
    297 (2025; 477 in 2022, 373 in 2023, 325 in 2024)
    Premium per employee
    €238k (FY 2025; median for life insurers in Romania: €383k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about UNIQA Asigurări de Viață

    Short answers from the figures on this page.

    What is UNIQA Asigurări de Viață's market share in Romania?

    UNIQA Asigurări de Viață wrote €70.7m of premium in FY 2025, 1.6% of all premium in Romania, ranking #13 of 25 insurers; its premium grew 36.2% on FY 2024 in RON.

    Who owns UNIQA Asigurări de Viață?

    UNIQA Asigurări de Viață is part of the UNIQA group, which has 15 companies in 10 of the 18 markets on Polisa (FY 2025).

    What does UNIQA Asigurări de Viață sell?

    UNIQA Asigurări de Viață is a life insurer; its largest lines in FY 2025 are life insurance (98.6% of its premium), accident (0.9%) and health (0.5%).

    Is UNIQA Asigurări de Viață well capitalised?

    UNIQA Asigurări de Viață's SCR ratio was 251% at 31 December 2025: it held 2.5 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is UNIQA Asigurări de Viață profitable?

    UNIQA Asigurări de Viață made a net profit of €6.26m in FY 2025, a return on equity of 32.7%.

    Is UNIQA Asigurări de Viață growing?

    UNIQA Asigurări de Viață's premium grew 36.2% in RON in FY 2025, faster than the market in Romania (+10.6%).

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). UNIQA Asigurări de Viață (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-uniqa-asigurari-de-viata

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_uniqa_asigurari_de_viata_2026,
      author       = {{Polisa}},
      title        = {UNIQA Asigurări de Viață (Romania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ro-uniqa-asigurari-de-viata}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).