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UNIQA

UNIQA groupHungaryuniqa.hu ↗#6 of 25 in Hungary, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
MABISZ quarterly report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for HungaryWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€332m
6.5% of Hungary
Growth
+12.9%
FY 2025 vs 2024, in HUF · market +14.9%
Life share
27%
of own premium
Capital cover
201%
SCR ratio · €107m held vs €53m required
Claims and costs
82%
combined ratio after reinsurance · gross 58% · market 87%
In shortNumber 6 of 25 in Hungary with 6.5% of premium, growing slower than the market. Strongest in Other non-life, with 20.0% of the line. Its non-life business made money on underwriting, with a combined ratio of 82% after reinsurance against 87% for the market; before reinsurance it was 58%, with 58% of its non-life premium passed to reinsurers. It holds 2.0 times the capital it must hold.

Latest resultsH1 2026, year to date: €187m of premium, −1.3% on H1 2025 (market +2.6%); share 6.2% (−0.2 pp), #6 of 25. More

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UNIQA's line mix, and where it stands among the 25 insurers in Hungary on each measure, FY 2025.

Line mix
Life25%
Casco22%
Motor TPL21%
Property16%
Other non-life7%
Accident4%
Liability3%
Size#6 of 25 by premium
€332m
larger than 79%median €107m
GrowthFY 2025 against 2024, in HUF
+12.9%
ahead of 71%median +10.5%
Claims and costsnon-life combined ratio, after reinsurance
82%
better than 75%median 91%
Capital coverSCR ratio: own funds ÷ SCR
201%
ahead of 50%median 201%
Return on equitynet profit ÷ average equity
38.7%
ahead of 94%median 25.0%

Each bar runs from the weakest to the strongest of the insurers in Hungary with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Alfa VIG10.6%10.9%11.8%11.8%11.3%
Union VIG8.5%8.3%7.4%7.0%6.8%
UNIQA5.9%5.9%6.3%6.6%6.5%
K&H4.8%4.9%5.8%5.7%5.7%
Signal Iduna3.0%3.1%3.2%3.8%3.9%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the UNIQA group

    15 companies in 10 markets · €3.23bn premium, latest year

    All 15 on the UNIQA page →
    Poland2 companies€1.44bn
    UNIQA€1.19bnUNIQA Życie€251m
    Czechia1 company€604m
    UNIQA pojišťovna€604m
    Slovakia1 company€346m
    UNIQA (branch)€346m
    Croatia1 company€118m
    UNIQA osiguranje€118m
    Bulgaria2 companies€99m
    UNIQA€58mUNIQA Life€40m

    Also in Serbia · €63mBosnia and Herzegovina · €47mMontenegro · €25m

    Company details

    Legal name
    UNIQA BIZTOSÍTÓ ZÁRTKÖRŰEN MŰKÖDŐ RÉSZVÉNYTÁRSASÁG
    Registered seat
    Budapest, Hungary
    Website
    uniqa.hu
    LEI
    549300RLBB7L1SYSG775

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about UNIQA

    Short answers from the figures on this page.

    What is UNIQA's market share in Hungary?

    UNIQA wrote €332m of premium in FY 2025, 6.5% of all premium in Hungary, ranking #6 of 25 insurers; its premium grew 12.9% on FY 2024 in HUF.

    Who owns UNIQA?

    UNIQA is part of the UNIQA group, which has 15 companies in 10 of the 18 markets on Polisa (FY 2025).

    What does UNIQA sell?

    UNIQA is a composite insurer; its largest lines in FY 2025 are life insurance (25.3% of its premium), casco (22.2%) and motor TPL (20.9%).

    Is UNIQA well capitalised?

    UNIQA's SCR ratio was 201% at 31 December 2025: it held 2.0 times the capital Solvency II requires, against a median of 201% for the insurers in Hungary.

    Is UNIQA profitable?

    UNIQA made a net profit of €13.3m in FY 2025, a return on equity of 38.7%; its non-life combined ratio was 82% after reinsurance.

    Is UNIQA growing?

    UNIQA's premium grew 12.9% in HUF in FY 2025, slower than the market in Hungary (+14.9%).

    Sources for this page

    Premium: MABISZ (Association of Hungarian Insurance Companies), quarterly report for Q4, per member: total, life, non-life and motor TPL (kgfb). Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). UNIQA (Hungary): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hu-uniqa

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_hu_uniqa_2026,
      author       = {{Polisa}},
      title        = {UNIQA (Hungary): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/hu-uniqa}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: MABISZ (written consent only, no commercial use), MNB (free with credit, unchanged), e-beszámoló (public filings, single figures), insurers' SFCRs (public disclosures, linked).