Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →In the news30 Jun 2026: Voluntary freeze on home insurance premiums ends; Alfa applies 7% indexation All news for Hungary
Latest resultsH1 2026, year to date: €179m of premium, +4.9% on H1 2025 (market +2.6%); share 5.9% (+0.1 pp), #8 of 25. More
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K&H's line mix, and where it stands among the 25 insurers in Hungary on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Hungary with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Alfa VIG | 10.6% | 10.9% | 11.8% | 11.8% | 11.3% |
| Union VIG | 8.5% | 8.3% | 7.4% | 7.0% | 6.8% |
| UNIQA | 5.9% | 5.9% | 6.3% | 6.6% | 6.5% |
| K&H | 4.8% | 4.9% | 5.8% | 5.7% | 5.7% |
| Signal Iduna | 3.0% | 3.1% | 3.2% | 3.8% | 3.9% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Savings and protection in life
Life premium by kind
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
K&H beside the other insurers of Hungary: operating ratio, sources of profit and leverage →
Ownership and events
Company details
- Legal name
- K&H Biztosító Zártkörűen Működő Részvénytársaság
- Registered seat
- Budapest, Hungary
- Website
- kh.hu
- Employees
- 336 (2025; 347 in 2021, 346 in 2022)
- Premium per employee
- €864k (FY 2025; median for composite insurers in Hungary: €657k; all insurers)
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: employees as each insurer reports them, in the notes to its annual accounts (average headcount) or in its SFCR (average headcount, or staff in full-time equivalents or full-time employees at 31 December), so the basis differs between insurers; Magyar Posta's two insurers share most of their staff and are not counted.
Questions about K&H
Short answers from the figures on this page.
What is K&H's market share in Hungary?
K&H wrote €290m of premium in FY 2025, 5.7% of all premium in Hungary, ranking #8 of 25 insurers; its premium grew 13.5% on FY 2024 in HUF.
Who owns K&H?
K&H is part of the KBC group, which has 5 companies in 4 of the 18 markets on Polisa (FY 2025).
What does K&H sell?
K&H is a composite insurer; its largest lines in FY 2025 are motor TPL (41.8% of its premium), life insurance (30.9%) and property (11.7%).
Is K&H well capitalised?
K&H's SCR ratio was 202% at 31 December 2025: it held 2.0 times the capital Solvency II requires, against a median of 201% for the insurers in Hungary.
Is K&H profitable?
K&H made a net profit of €20.6m in FY 2025, a return on equity of 25.1%; its non-life combined ratio was 94% after reinsurance.
Is K&H growing?
K&H's premium grew 13.5% in HUF in FY 2025, slower than the market in Hungary (+14.9%).
Sources for this page
Premium: MABISZ (Association of Hungarian Insurance Companies), quarterly report for Q4, per member: total, life, non-life and motor TPL (kgfb). Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
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CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). K&H (Hungary): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hu-k-h
BibTeXShow entry
@misc{polisa_insurers_hu_k_h_2026,
author = {{Polisa}},
title = {K&H (Hungary): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/hu-k-h}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: MABISZ (written consent only, no commercial use), MNB (free with credit, unchanged), e-beszámoló (public filings, single figures), insurers' SFCRs (public disclosures, linked).