UNIQA pojišťovna
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €322m of premium, +4.8% on H1 2025 (market +6.9%); share 7.2% (−0.1 pp), #6 of 23. On ČAP's basis, which counts life single premiums at a tenth; the full years are SFCR written premium. More
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UNIQA pojišťovna's line mix, and where it stands among the 22 insurers in Czechia on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Czechia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| ČSOB Pojišťovna | 8.7% | 8.7% | 9.0% | 9.3% | 9.9% |
| Česká podnikatelská pojišťovna | 7.9% | 8.0% | 8.2% | 8.4% | 8.4% |
| UNIQA pojišťovna | 7.6% | 7.4% | 7.5% | 7.7% | 7.3% |
| Komerční pojišťovna | 4.7% | 4.1% | 3.5% | 3.4% | 3.6% |
| BNP Paribas Cardif | 1.9% | 2.0% | 2.0% | 2.1% | 2.2% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Savings and protection in life
Life premium by kind
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Also in the UNIQA group
15 companies in 10 markets · €3.23bn premium, latest year
Also in Serbia · €63mBosnia and Herzegovina · €47mMontenegro · €25m
Ownership and events
Company details
- Legal name
- UNIQA pojišťovna, a.s.
- Registered seat
- Prague, Czechia
- Website
- uniqa.cz
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.
Questions about UNIQA pojišťovna
Short answers from the figures on this page.
What is UNIQA pojišťovna's market share in Czechia?
UNIQA pojišťovna wrote €604m of premium in FY 2025, 7.3% of all premium in Czechia, ranking #6 of 22 insurers; its premium grew 1.7% on FY 2024 in CZK.
Who owns UNIQA pojišťovna?
UNIQA pojišťovna is part of the UNIQA group, which has 15 companies in 10 of the 18 markets on Polisa (FY 2025).
What does UNIQA pojišťovna sell?
UNIQA pojišťovna is a composite insurer; its largest lines in FY 2025 are casco (24.2% of its premium), motor TPL (20.7%) and life insurance (20.1%).
Is UNIQA pojišťovna well capitalised?
UNIQA pojišťovna's SCR ratio was 211% at 31 December 2025: it held 2.1 times the capital Solvency II requires, against a median of 183% for the insurers in Czechia.
Is UNIQA pojišťovna profitable?
UNIQA pojišťovna made a net profit of €65.1m in FY 2025, a return on equity of 17.9%; its non-life combined ratio was 92% after reinsurance.
Is UNIQA pojišťovna growing?
UNIQA pojišťovna's premium grew 1.7% in CZK in FY 2025, slower than the market in Czechia (+7.5%).
Sources for this page
Premium and lines: the domestic insurer's SFCR for FY 2025 (S.05.01 written premium, without statutory employer liability; Generali ČP and UNIQA without their Slovak branches), FY 2021–2024 from the SFCRs of those years; branches of foreign insurers: ČAP member statistics (Předepsané pojistné členů). Claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01, S.04.05 and S.23.01; for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
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CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). UNIQA pojišťovna (Czechia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/cz-uniqa-pojistovna
BibTeXShow entry
@misc{polisa_insurers_cz_uniqa_pojistovna_2026,
author = {{Polisa}},
title = {UNIQA pojišťovna (Czechia): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/cz-uniqa-pojistovna}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: ČAP (no re-use terms published), ČNB (free with credit, unaltered), insurers' SFCRs (public disclosures, linked).