BCR Asigurări de Viață
Sources and updates
- Source
- ASF annual market report; lines, solvency and claims from each insurer's SFCR
- Latest figures
- FY 2025, H1 2026
- Next update
- Jan–Sep 2026, around December 2026
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €86m of premium, +0.2% on H1 2025 (market +13.1%); share 3.6% (−0.5 pp), #8 of 24. More
Fingerprint
BCR Asigurări de Viață's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| NN Asigurări de Viață | 6.6% | 5.9% | 5.6% | 5.8% | 5.8% |
| BCR Asigurări de Viață | 2.9% | 2.8% | 2.6% | 2.6% | 3.3% |
| BRD Asigurări de Viață | 2.5% | 1.4% | 1.6% | 1.8% | 2.1% |
| Signal Iduna | 1.0% | 1.2% | 1.5% | 1.6% | 1.7% |
| UNIQA Asigurări de Viață | 0.8% | 0.9% | 1.0% | 1.3% | 1.6% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Savings and protection in life
Life premium by kind
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Also in the VIG group
36 companies in 18 markets · €9.28bn premium, latest year
Also in Bulgaria · €364mLatvia · €254mSerbia · €169mCroatia · €167mEstonia · €110mAlbania · €55mSlovenia · €54mBosnia and Herzegovina · €52mNorth Macedonia · €47mMoldova · €21mKosovo* · €15mMontenegro · €14m
Ownership and events
Company details
- Legal name
- BCR ASIGURARI DE VIATA VIENNA INSURANCE GROUP SA
- Registered seat
- Bucharest, Romania
- Website
- bcrasigviata.ro
- Employees
- 91 (2025; 72 in 2022, 71 in 2023, 88 in 2024)
- Premium per employee
- €1.56m (FY 2025; median for life insurers in Romania: €383k; all insurers)
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: average number of employees in the year, from the Ministry of Finance's open data of insurers' financial statements (data.gov.ro).
Questions about BCR Asigurări de Viață
Short answers from the figures on this page.
What is BCR Asigurări de Viață's market share in Romania?
BCR Asigurări de Viață wrote €142m of premium in FY 2025, 3.3% of all premium in Romania, ranking #8 of 25 insurers; its premium grew 36.6% on FY 2024 in RON.
Who owns BCR Asigurări de Viață?
BCR Asigurări de Viață is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).
What does BCR Asigurări de Viață sell?
BCR Asigurări de Viață is a life insurer; its largest lines in FY 2025 are life insurance (98.4% of its premium) and health (1.6%).
Is BCR Asigurări de Viață well capitalised?
BCR Asigurări de Viață's SCR ratio was 225% at 31 December 2025: it held 2.2 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.
Is BCR Asigurări de Viață profitable?
BCR Asigurări de Viață made a net profit of €9.47m in FY 2025, a return on equity of 19.8%; the combined ratio of its non-life lines was 70% after reinsurance.
Is BCR Asigurări de Viață growing?
BCR Asigurări de Viață's premium grew 36.6% in RON in FY 2025, faster than the market in Romania (+10.6%).
Sources for this page
Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). BCR Asigurări de Viață (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-bcr-asigurari-de-viata
BibTeXShow entry
@misc{polisa_insurers_ro_bcr_asigurari_de_viata_2026,
author = {{Polisa}},
title = {BCR Asigurări de Viață (Romania): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/ro-bcr-asigurari-de-viata}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).