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InterRisk

VIG groupPolandinterrisk.pl ↗#11 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€452m
2.1% of Poland
Growth
+5.8%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
0%
of own premium
Capital cover
296%
SCR ratio · €184m held vs €62m required
Claims and costs
94%
combined ratio after reinsurance · gross 86% · market 92%
In shortNumber 11 of 45 in Poland with 2.1% of premium, growing faster than the market. Strongest in Credit & surety, with 12.2% of the line. Its non-life business made money on underwriting, with a combined ratio of 94% after reinsurance against 92% for the market. It paid €265m in claims, €59 for every €100 of its premium. It holds 3.0 times the capital it must hold.

In the news12 Jun 2026: KNF fines InterRisk PLN 2.7m for underpriced motor TPL All news for Poland

Latest resultsH1 2026, year to date: €228m of premium, +3.9% on H1 2025 (market +6.6%); share 2.1% (−0.1 pp), #13 of 46. More

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InterRisk's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Property36%
Motor TPL17%
Casco12%
Credit & surety11%
Liability10%
Accident6%
Other non-life5%
Health3%
Size#11 of 45 by premium
€452m
larger than 77%median €120m
GrowthFY 2025 against 2024, in PLN
+5.8%
ahead of 48%median +6.1%
Claims and costsnon-life combined ratio, after reinsurance
94%
better than 46%median 94%
Capital coverSCR ratio: own funds ÷ SCR
296%
ahead of 88%median 210%
Return on equitynet profit ÷ average equity
26.2%
ahead of 83%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Generali3.7%3.7%3.2%3.3%3.3%
Allianz2.7%3.2%2.9%2.9%2.7%
InterRisk2.1%2.2%2.2%2.1%2.1%
TUW PZUW1.2%1.5%1.5%1.7%1.7%
Link41.6%1.7%1.6%1.4%1.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the VIG group

    36 companies in 18 markets · €9.28bn premium, latest year

    All 36 on the VIG page →

    Also in Bulgaria · €364mLatvia · €254mSerbia · €169mCroatia · €167mEstonia · €110mAlbania · €55mSlovenia · €54mBosnia and Herzegovina · €52mNorth Macedonia · €47mMoldova · €21mKosovo* · €15mMontenegro · €14m

    Company details

    Legal name
    "INTERRISK TOWARZYSTWO UBEZPIECZEŃ SPÓŁKA AKCYJNA VIENNA INSURANCE GROUP"
    Registered seat
    Warsaw, Poland
    Website
    interrisk.pl
    LEI
    259400PLLK80RTTNTX09

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about InterRisk

    Short answers from the figures on this page.

    What is InterRisk's market share in Poland?

    InterRisk wrote €452m of premium in FY 2025, 2.1% of all premium in Poland, ranking #11 of 45 insurers; its premium grew 5.8% on FY 2024 in PLN.

    Who owns InterRisk?

    InterRisk is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).

    What does InterRisk sell?

    InterRisk is a non-life insurer; its largest lines in FY 2025 are property (36.1% of its premium), motor TPL (17.3%) and casco (11.5%).

    Is InterRisk well capitalised?

    InterRisk's SCR ratio was 296% at 31 December 2025: it held 3.0 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is InterRisk profitable?

    InterRisk made a net profit of €22.3m in FY 2025, a return on equity of 26.2%; its non-life combined ratio was 94% after reinsurance.

    Is InterRisk growing?

    InterRisk's premium grew 5.8% in PLN in FY 2025, faster than the market in Poland (+5.7%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). InterRisk (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-interrisk

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_interrisk_2026,
      author       = {{Polisa}},
      title        = {InterRisk (Poland): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/pl-interrisk}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).