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Asirom

VIG groupRomaniaasirom.ro ↗#4 of 25 in Romania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
ASF annual market report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for RomaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€412m
9.5% of Romania
Growth
+14.6%
FY 2025 vs 2024, in RON · market +10.6%
Life share
15%
of own premium
Capital cover
140%
SCR ratio · €122m held vs €87m required
Claims and costs
101%
combined ratio after reinsurance · gross 111% · market 97%
In shortNumber 4 of 25 in Romania with 9.5% of premium, growing faster than the market. Strongest in Other non-life, with 13.1% of the line. Its non-life business lost money on underwriting, with a combined ratio of 101% after reinsurance against 97% for the market. It holds 1.4 times the capital it must hold.

In the news6 Jul 2026: RCA premiums up 13% in Q1 2026; Groupama, Allianz-Țiriac and Axeria lead All news for Romania

Latest resultsH1 2026, year to date: €222m of premium, +7.1% on H1 2025 (market +13.1%); share 9.4% (−0.5 pp), #4 of 24. More

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Asirom's line mix, and where it stands among the 25 insurers in Romania on each measure, FY 2025.

Line mix
Motor TPL43%
Casco19%
Life14%
Property13%
Health3%
Other non-life3%
Liability2%
Credit & surety2%
Size#4 of 25 by premium
€412m
larger than 88%median €71m
GrowthFY 2025 against 2024, in RON
+14.6%
ahead of 67%median +10.3%
Claims and costsnon-life combined ratio, after reinsurance
101%
better than 38%median 98%
Capital coverSCR ratio: own funds ÷ SCR
140%
ahead of 18%median 164%
Return on equitynet profit ÷ average equity
6.8%
ahead of 28%median 15.7%

Each bar runs from the weakest to the strongest of the insurers in Romania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Allianz-Țiriac14.3%17.5%19.2%18.6%17.7%
Omniasig11.4%12.8%13.1%14.1%13.3%
Asirom5.8%7.0%8.8%9.2%9.5%
Generali5.4%5.5%7.9%9.3%9.2%
NN Asigurări de Viață6.6%5.9%5.6%5.8%5.8%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the VIG group

    36 companies in 18 markets · €9.28bn premium, latest year

    All 36 on the VIG page →

    Also in Bulgaria · €364mLatvia · €254mSerbia · €169mCroatia · €167mEstonia · €110mAlbania · €55mSlovenia · €54mBosnia and Herzegovina · €52mNorth Macedonia · €47mMoldova · €21mKosovo* · €15mMontenegro · €14m

    Company details

    Legal name
    ASIGURAREA ROMANEASCA - ASIROM VIENNA INSURANCE GROUP SA
    Registered seat
    Bucharest, Romania
    Website
    asirom.ro
    LEI
    529900GDYJ3BVB71LV69
    Employees
    793 (2025; 666 in 2022, 670 in 2023, 734 in 2024)
    Premium per employee
    €519k (FY 2025; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Asirom

    Short answers from the figures on this page.

    What is Asirom's market share in Romania?

    Asirom wrote €412m of premium in FY 2025, 9.5% of all premium in Romania, ranking #4 of 25 insurers; its premium grew 14.6% on FY 2024 in RON.

    Who owns Asirom?

    Asirom is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).

    What does Asirom sell?

    Asirom is a composite insurer; its largest lines in FY 2025 are motor TPL (43.4% of its premium), casco (19.1%) and life insurance (14.1%).

    Is Asirom well capitalised?

    Asirom's SCR ratio was 140% at 31 December 2025: it held 1.4 times the capital Solvency II requires, against a median of 164% for the insurers in Romania.

    Is Asirom profitable?

    Asirom made a net profit of €6.04m in FY 2025, a return on equity of 6.8%; its non-life combined ratio was 101% after reinsurance.

    Is Asirom growing?

    Asirom's premium grew 14.6% in RON in FY 2025, faster than the market in Romania (+10.6%).

    Sources for this page

    Premium: ASF (Financial Supervisory Authority), annual report on the insurance market, annex tables of market shares per insurer and RCA shares. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Asirom (Romania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ro-asirom

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ro_asirom_2026,
      author       = {{Polisa}},
      title        = {Asirom (Romania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ro-asirom}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: ASF (free with credit), Ministry of Finance (CC BY 4.0 (portal policy)), insurers' SFCRs (public disclosures, linked).