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Compensa VIG

VIG groupLithuaniacompensa.lt ↗#4 of 18 in Lithuania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
Bank of Lithuania monthly statistics by insurer and line; solvency and claims ratios from each Lithuanian insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for LithuaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€153m
8.8% of Lithuania
Growth
+17.2%
FY 2025 vs 2024, in EUR · market +9.2%
Life share
0%
of own premium
Capital cover
131%
SCR ratio · €87m held vs €66m required
Claims and costs
97%
combined ratio after reinsurance · gross 86% · market 90%
In shortNumber 4 of 18 in Lithuania with 8.8% of premium, growing faster than the market. Strongest in Other non-life, with 19.7% of the line. Its non-life business made money on underwriting, with a combined ratio of 97% after reinsurance against 90% for the market. It paid €70m in claims, €46 for every €100 of its premium. It holds 1.3 times the capital it must hold.

Latest resultsH1 2026, year to date: €78m of premium, +0.2% on H1 2025 (market +3.7%); share 8.7% (−0.3 pp), #4 of 19. More

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Compensa VIG's line mix, and where it stands among the 18 insurers in Lithuania on each measure, FY 2025.

Line mix
Property29%
Casco23%
Motor TPL20%
Health12%
Liability6%
Other non-life4%
Credit & surety4%
Accident3%
Size#4 of 18 by premium
€153m
larger than 82%median €74m
GrowthFY 2025 against 2024, in EUR
+17.2%
ahead of 94%median +7.5%
Claims and costsnon-life combined ratio, after reinsurance
97%
better than 0%median 92%
Capital coverSCR ratio: own funds ÷ SCR
131%
ahead of 0%median 189%
Return on equitynet profit ÷ average equity
12.4%
ahead of 43%median 13.2%

Each bar runs from the weakest to the strongest of the insurers in Lithuania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
BTA Insurance Company (branch)10.9%11.6%11.8%12.1%12.8%
ERGO Insurance (branch)9.5%9.7%9.9%9.6%9.1%
Compensa VIG7.0%7.4%8.1%8.2%8.8%
Gjensidige6.9%6.3%6.4%6.2%5.3%
If P&C Insurance AS (branch)5.4%5.6%5.9%5.4%5.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the VIG group

    36 companies in 18 markets · €9.28bn premium, latest year

    All 36 on the VIG page →

    Also in Bulgaria · €364mLatvia · €254mSerbia · €169mCroatia · €167mEstonia · €110mAlbania · €55mSlovenia · €54mBosnia and Herzegovina · €52mNorth Macedonia · €47mMoldova · €21mKosovo* · €15mMontenegro · €14m

    Company details

    Legal name
    "Compensa Vienna Insurance Group", akcinė draudimo bendrovė
    Registered seat
    Vilnius, Lithuania
    Website
    compensa.lt
    LEI
    529900Q2VEPP9IT0QD91

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Compensa VIG

    Short answers from the figures on this page.

    What is Compensa VIG's market share in Lithuania?

    Compensa VIG wrote €153m of premium in FY 2025, 8.8% of all premium in Lithuania, ranking #4 of 18 insurers; its premium grew 17.2% on FY 2024.

    Who owns Compensa VIG?

    Compensa VIG is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).

    What does Compensa VIG sell?

    Compensa VIG is a non-life insurer; its largest lines in FY 2025 are property (28.8% of its premium), casco (23.3%) and motor TPL (20.1%).

    Is Compensa VIG well capitalised?

    Compensa VIG's SCR ratio was 131% at 31 December 2025: it held 1.3 times the capital Solvency II requires, against a median of 189% for the insurers in Lithuania.

    Is Compensa VIG profitable?

    Compensa VIG made a net profit of €9.72m in FY 2025, a return on equity of 12.4%; its non-life combined ratio was 97% after reinsurance.

    Is Compensa VIG growing?

    Compensa VIG's premium grew 17.2% in FY 2025, faster than the market in Lithuania (+9.2%).

    Sources for this page

    Premium, lines, claims paid, contracts and claim counts: Bank of Lithuania, Insurance Activity Results in Lithuania (monthly statistics by insurer). Earned premium, claims incurred and expenses (S.05.01) and solvency (S.23.01): each domestic insurer's SFCR, FY 2021–2025, scaled to its Lithuanian business with the per-country template. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Compensa VIG (Lithuania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/lt-compensa-vig

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_lt_compensa_vig_2026,
      author       = {{Polisa}},
      title        = {Compensa VIG (Lithuania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/lt-compensa-vig}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: Bank of Lithuania (free with credit), insurers' SFCRs (public disclosures, linked).