Gjensidige
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →In the news3 Nov 2026: ERGO completes legal merger with Gjensidige across the Baltics on 1 November All news for Lithuania
Latest resultsH1 2026, year to date: €32m of premium, −32.5% on H1 2025 (market +3.7%); share 3.6% (−1.9 pp), #11 of 19. More
Latest event29 Jun 2026: Estonia's supervisor approved the cross-border merger of ADB Gjensidige into ERGO Insurance SE. More
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Gjensidige's line mix, and where it stands among the 18 insurers in Lithuania on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Lithuania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| ERGO Insurance (branch) | 9.5% | 9.7% | 9.9% | 9.6% | 9.1% |
| Compensa VIG | 7.0% | 7.4% | 8.1% | 8.2% | 8.8% |
| Gjensidige | 6.9% | 6.3% | 6.4% | 6.2% | 5.3% |
| If P&C Insurance AS (branch) | 5.4% | 5.6% | 5.9% | 5.4% | 5.1% |
| Swedbank P&C (branch) | 3.0% | 3.1% | 3.4% | 3.9% | 4.1% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Gjensidige beside the other insurers of Lithuania: operating ratio, sources of profit and leverage →
Also in the Gjensidige group
3 companies in 3 markets · €153m premium, latest year
Ownership and events
Company details
- Legal name
- Akcine draudimo bendrove "Gjensidige"
- Registered seat
- Vilnius, Lithuania
- Website
- gjensidige.lt
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.
Questions about Gjensidige
Short answers from the figures on this page.
What is Gjensidige's market share in Lithuania?
Gjensidige wrote €91.8m of premium in FY 2025, 5.3% of all premium in Lithuania, ranking #6 of 18 insurers; its premium fell 6.4% on FY 2024.
Who owns Gjensidige?
Gjensidige is part of the Gjensidige group, which has 3 companies in 3 of the 18 markets on Polisa (FY 2025).
What does Gjensidige sell?
Gjensidige is a non-life insurer; its largest lines in FY 2025 are motor TPL (34.8% of its premium), property (21.5%) and health (15.8%).
Is Gjensidige well capitalised?
Gjensidige's SCR ratio was 185% at 31 December 2025: it held 1.8 times the capital Solvency II requires, against a median of 189% for the insurers in Lithuania.
Is Gjensidige profitable?
Gjensidige made a net profit of €7.13m in FY 2025, a return on equity of 13.9%; its non-life combined ratio was 93% after reinsurance.
Is Gjensidige growing?
Gjensidige's premium fell 6.4% in FY 2025 while the market in Lithuania grew 9.2%.
Sources for this page
Premium, lines, claims paid, contracts and claim counts: Bank of Lithuania, Insurance Activity Results in Lithuania (monthly statistics by insurer). Earned premium, claims incurred and expenses (S.05.01) and solvency (S.23.01): each domestic insurer's SFCR, FY 2021–2025, scaled to its Lithuanian business with the per-country template. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Gjensidige (Lithuania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/lt-gjensidige
BibTeXShow entry
@misc{polisa_insurers_lt_gjensidige_2026,
author = {{Polisa}},
title = {Gjensidige (Lithuania): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/lt-gjensidige}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: Bank of Lithuania (free with credit), insurers' SFCRs (public disclosures, linked).