CIG EMABIT
Sources and updates
- Source
- MABISZ quarterly report; lines, solvency and claims from each insurer's SFCR
- Latest figures
- FY 2025, H1 2026
- Next update
- Jan–Sep 2026, around December 2026
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →In the news28 Aug 2026: CIG Pannónia's H1 2026 profit up 10% although premium income fell 5% All news for Hungary
Latest resultsH1 2026, year to date: €32m of premium, +36.5% on H1 2025 (market +2.6%); share 1.1% (+0.3 pp), #17 of 25. More
Latest eventOct 2026: CIG Pannónia's non-life insurer EMABIT was renamed CIG Általános Biztosító Zrt. More
Fingerprint
CIG EMABIT's line mix, and where it stands among the 25 insurers in Hungary on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Hungary with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| KÖBE | 1.3% | 1.2% | 1.3% | 1.3% | 1.0% |
| Genertel | 1.0% | 1.0% | 1.1% | 1.1% | 1.0% |
| CIG EMABIT | 0.0% | 0.4% | 0.7% | 0.8% | 0.9% |
| Posta Biztosító | 1.0% | 1.0% | 1.0% | 1.0% | 0.8% |
| Agrár (Hagel) (branch) | 0.3% | 0.4% | 0.7% | 0.7% | 0.7% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
CIG EMABIT beside the other insurers of Hungary: operating ratio, sources of profit and leverage →
Also in the CIG Pannónia group
2 companies in 1 market · €151m premium, latest year
Ownership and events
Company details
- Legal name
- CIG Pannónia Első Magyar Általános Biztosító Zrt.
- Registered seat
- Budapest, Hungary
- Website
- cigpannonia.hu
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.
Questions about CIG EMABIT
Short answers from the figures on this page.
What is CIG EMABIT's market share in Hungary?
CIG EMABIT wrote €44.7m of premium in FY 2025, 0.9% of all premium in Hungary, ranking #17 of 25 insurers; its premium grew 18.0% on FY 2024 in HUF.
Who owns CIG EMABIT?
CIG EMABIT is part of the CIG Pannónia group, which has 2 companies in one market, Hungary (FY 2025).
What does CIG EMABIT sell?
CIG EMABIT is a non-life insurer; its largest lines in FY 2025 are property (46.7% of its premium), casco (17.7%) and accident (16.4%).
Is CIG EMABIT well capitalised?
CIG EMABIT's SCR ratio was 198% at 31 December 2025: it held 2.0 times the capital Solvency II requires, against a median of 201% for the insurers in Hungary.
Is CIG EMABIT profitable?
CIG EMABIT made a net profit of €4.65m in FY 2025, a return on equity of 25.1%; its non-life combined ratio was 142% after reinsurance.
Is CIG EMABIT growing?
CIG EMABIT's premium grew 18.0% in HUF in FY 2025, faster than the market in Hungary (+14.9%).
Sources for this page
Premium: MABISZ (Association of Hungarian Insurance Companies), quarterly report for Q4, per member: total, life, non-life and motor TPL (kgfb). Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). CIG EMABIT (Hungary): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hu-cig-emabit
BibTeXShow entry
@misc{polisa_insurers_hu_cig_emabit_2026,
author = {{Polisa}},
title = {CIG EMABIT (Hungary): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/hu-cig-emabit}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: MABISZ (written consent only, no commercial use), MNB (free with credit, unchanged), e-beszámoló (public filings, single figures), insurers' SFCRs (public disclosures, linked).