KÖBE
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €28m of premium, −11.2% on H1 2025 (market +2.6%); share 0.9% (−0.1 pp), #18 of 25. More
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KÖBE's line mix, and where it stands among the 25 insurers in Hungary on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Hungary with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Gránit | 2.2% | 2.1% | 2.2% | 2.2% | 2.1% |
| Medicover (Medicare) | 0.8% | 0.9% | 1.1% | 1.2% | 1.1% |
| KÖBE | 1.3% | 1.2% | 1.3% | 1.3% | 1.0% |
| Genertel | 1.0% | 1.0% | 1.1% | 1.1% | 1.0% |
| CIG EMABIT | 0.0% | 0.4% | 0.7% | 0.8% | 0.9% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
KÖBE beside the other insurers of Hungary: operating ratio, sources of profit and leverage →
Ownership and events
Company details
- Legal name
- KÖBE Közép-európai Kölcsönös Biztosító Egyesület
- Registered seat
- Budapest, Hungary
- Website
- kobe.hu
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.
Questions about KÖBE
Short answers from the figures on this page.
What is KÖBE's market share in Hungary?
KÖBE wrote €52.9m of premium in FY 2025, 1.0% of all premium in Hungary, ranking #15 of 25 insurers; its premium fell 7.5% on FY 2024 in HUF.
Who owns KÖBE?
Polisa records no group for KÖBE in FY 2025.
What does KÖBE sell?
KÖBE is a non-life insurer; its largest lines in FY 2025 are motor TPL (67.5% of its premium), property (12.5%) and casco (11.4%).
Is KÖBE well capitalised?
KÖBE's SCR ratio was 201% at 31 December 2025: it held 2.0 times the capital Solvency II requires, against a median of 201% for the insurers in Hungary.
Is KÖBE profitable?
KÖBE made a net profit of €1.8m in FY 2025, a return on equity of 7.0%; its non-life combined ratio was 94% after reinsurance.
Is KÖBE growing?
KÖBE's premium fell 7.5% in HUF in FY 2025 while the market in Hungary grew 14.9%.
Sources for this page
Premium: MABISZ (Association of Hungarian Insurance Companies), quarterly report for Q4, per member: total, life, non-life and motor TPL (kgfb). Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
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CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). KÖBE (Hungary): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hu-kobe
BibTeXShow entry
@misc{polisa_insurers_hu_kobe_2026,
author = {{Polisa}},
title = {KÖBE (Hungary): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/hu-kobe}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: MABISZ (written consent only, no commercial use), MNB (free with credit, unchanged), e-beszámoló (public filings, single figures), insurers' SFCRs (public disclosures, linked).