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Credit Agricole Życie

Credit Agricole groupPolandca-assurances.com ↗#23 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

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Premium
€120m
0.6% of Poland
Growth
+11.1%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
100%
100% national · 96% Solvency II life line
Capital cover
193%
SCR ratio · €63m held vs €33m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 23 of 45 in Poland with 0.6% of premium, growing faster than the market. It paid €72m in claims, €60 for every €100 of its premium. It holds 1.9 times the capital it must hold.

Latest resultsH1 2026, year to date: €87m of premium, +59.5% on H1 2025 (market +6.6%); share 0.8% (+0.3 pp), #21 of 46. More

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Credit Agricole Życie's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Life96%
Health4%
Size#23 of 45 by premium
€120m
larger than 50%median €120m
GrowthFY 2025 against 2024, in PLN
+11.1%
ahead of 70%median +6.1%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
193%
ahead of 36%median 210%
Return on equitynet profit ÷ average equity
16.0%
ahead of 51%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Unum Życie0.5%0.6%0.7%0.8%0.9%
ERGO Hestia Życie0.6%0.7%0.8%0.8%0.8%
Credit Agricole Życie0.6%0.6%0.6%0.5%0.6%
Cardif Polska0.4%0.3%0.4%0.3%0.4%
Erste Allianz Życie0.6%0.6%0.6%0.5%0.4%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Credit Agricole group

    2 companies in 1 market · €148m premium, latest year

    All 2 on the Credit Agricole page →
    Polandthis market1 company€28m
    Credit Agricole Ubezpieczenia€28m

    Company details

    Website
    ca-assurances.com

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Credit Agricole Życie

    Short answers from the figures on this page.

    What is Credit Agricole Życie's market share in Poland?

    Credit Agricole Życie wrote €120m of premium in FY 2025, 0.6% of all premium in Poland, ranking #23 of 45 insurers; its premium grew 11.1% on FY 2024 in PLN.

    Who owns Credit Agricole Życie?

    Credit Agricole Życie is part of the Credit Agricole group, which has 2 companies in one market, Poland (FY 2025).

    What does Credit Agricole Życie sell?

    Credit Agricole Życie is a life insurer; its largest lines in FY 2025 are life insurance (95.7% of its premium) and health (4.3%).

    Is Credit Agricole Życie well capitalised?

    Credit Agricole Życie's SCR ratio was 193% at 31 December 2025: it held 1.9 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is Credit Agricole Życie profitable?

    Credit Agricole Życie made a net profit of €4.12m in FY 2025, a return on equity of 16.0%; the combined ratio of its non-life lines was 85% after reinsurance.

    Is Credit Agricole Życie growing?

    Credit Agricole Życie's premium grew 11.1% in PLN in FY 2025, faster than the market in Poland (+5.7%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Credit Agricole Życie (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-credit-agricole-zycie

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_credit_agricole_zycie_2026,
  author       = {{Polisa}},
  title        = {Credit Agricole Życie (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-credit-agricole-zycie}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).