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Erste Allianz Życie

Allianz groupPolanderste.allianz.pl ↗#27 of 45 in Poland, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

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Premium
€75m
0.4% of Poland
Growth
−21.6%
FY 2025 vs 2024, in PLN · market +5.7%
Life share
100%
100% national · 70% Solvency II life line
Capital cover
278%
SCR ratio · €65m held vs €23m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 27 of 45 in Poland with 0.4% of premium; its premium fell 21.6% while the market grew 5.7%. It paid €26m in claims, €34 for every €100 of its premium. It holds 2.8 times the capital it must hold.

Latest resultsH1 2026, year to date: €49m of premium, +47.3% on H1 2025 (market +6.6%); share 0.4% (+0.1 pp), #26 of 46. More

Latest event24 Apr 2026: The bancassurance life insurer was renamed Erste Allianz TU na Życie when Santander Bank Polska became Erste Bank Polska. More

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Erste Allianz Życie's line mix, and where it stands among the 45 insurers in Poland on each measure, FY 2025.

Line mix
Life70%
Health19%
Accident12%
Size#27 of 45 by premium
€75m
larger than 41%median €120m
GrowthFY 2025 against 2024, in PLN
−21.6%
ahead of 7%median +6.1%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
278%
ahead of 86%median 210%
Return on equitynet profit ÷ average equity
62.4%
ahead of 100%median 15.5%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Credit Agricole Życie0.6%0.6%0.6%0.5%0.6%
Cardif Polska0.4%0.3%0.4%0.3%0.4%
Erste Allianz Życie0.6%0.6%0.6%0.5%0.4%
PKO Życie0.8%0.7%0.7%0.3%0.2%
Saltus Życie0.1%0.1%0.1%0.1%0.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Allianz group

    16 companies in 9 markets · €5.26bn premium, latest year

    All 16 on the Allianz page →
    Polandthis market4 companies€1.40bn
    Allianz Życie€696mAllianz€569mAllianz Trade (Euler Hermes)€98m+1 more
    Czechia1 company€942m
    Allianz pojišťovna€942m
    Romania2 companies€781m
    Allianz-Țiriac€769mAllianz-Țiriac Unit (ex-Gothaer)€12m
    Slovakia1 company€778m
    Allianz – Slovenská poisťovňa€778m
    Hungary1 company€716m
    Allianz€716m
    Croatia1 company€232m
    Allianz Hrvatska€232m

    Also in Bulgaria · €228mLithuania · €77mSlovenia · €31m

    Company details

    Website
    erste.allianz.pl

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Erste Allianz Życie

    Short answers from the figures on this page.

    What is Erste Allianz Życie's market share in Poland?

    Erste Allianz Życie wrote €75.3m of premium in FY 2025, 0.4% of all premium in Poland, ranking #27 of 45 insurers; its premium fell 21.6% on FY 2024 in PLN.

    Who owns Erste Allianz Życie?

    Erste Allianz Życie is part of the Allianz group, which has 16 companies in 9 of the 18 markets on Polisa (FY 2025).

    What does Erste Allianz Życie sell?

    Erste Allianz Życie is a life insurer; its largest lines in FY 2025 are life insurance (69.6% of its premium), health (18.8%) and accident (11.6%).

    Is Erste Allianz Życie well capitalised?

    Erste Allianz Życie's SCR ratio was 278% at 31 December 2025: it held 2.8 times the capital Solvency II requires, against a median of 210% for the insurers in Poland.

    Is Erste Allianz Życie profitable?

    Erste Allianz Życie made a net profit of €45.2m in FY 2025, a return on equity of 62.4%; the combined ratio of its non-life lines was 168% after reinsurance.

    Is Erste Allianz Życie growing?

    Erste Allianz Życie's premium fell 21.6% in PLN in FY 2025 while the market in Poland grew 5.7%.

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Erste Allianz Życie (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-erste-allianz-zycie

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_erste_allianz_zycie_2026,
  author       = {{Polisa}},
  title        = {Erste Allianz Życie (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-erste-allianz-zycie}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).