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Vita

Sava groupSloveniazav-vita.si ↗#4 of 15 in Slovenia, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
SZZ member statistics; lines, solvency and claims from each domestic insurer's SFCR
Latest figures
FY 2025, H1 2025
Next update
Q1 2026, overdue since June 2026

Sources for SloveniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€129m
3.8% of Slovenia
Growth
+6.6%
FY 2025 vs 2024, in EUR · market +32.7%
Life share
94%
of own premium
Capital cover
218%
SCR ratio · €113m held vs €52m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 4 of 15 in Slovenia with 3.8% of premium, growing slower than the market. It holds 2.2 times the capital it must hold.

In the news27 Aug 2026: Sava Insurance Group's business volume up 10.3% to €672.5m in H1 2026 All news for Slovenia

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Vita's line mix, and where it stands among the 15 insurers in Slovenia on each measure, FY 2025.

Line mix
Life93%
Accident5%
Health2%
Size#4 of 15 by premium
€129m
larger than 79%median €54m
GrowthFY 2025 against 2024, in EUR
+6.6%
ahead of 21%median +10.7%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
218%
ahead of 33%median 261%
Return on equitynet profit ÷ average equity
14.1%
ahead of 56%median 12.7%

Each bar runs from the weakest to the strongest of the insurers in Slovenia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Zavarovalnica Sava17.7%17.6%18.7%24.3%19.4%
Generali zavarovalnica18.3%18.2%17.9%16.6%13.3%
Vita4.1%3.6%3.7%4.8%3.8%
Modra zavarovalnica2.3%2.4%2.9%3.6%3.3%
GRAWE zavarovalnica1.9%1.9%2.0%3.4%3.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Sava group

    8 companies in 5 markets · €932m premium, latest year

    All 8 on the Sava page →
    Sloveniathis market1 company€655m
    Zavarovalnica Sava€655m
    Kosovo*2 companies€27m
    Illyria€22mIllyria Life€4.6m
    Montenegro1 company€26m
    Sava€26m
    North Macedonia1 company€24m
    Sava€24m

    Company details

    Legal name
    VITA, življenjska zavarovalnica d.d.
    Registered seat
    Ljubljana, Slovenia
    Website
    zav-vita.si
    LEI
    485100004VOFFO18DD84

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Vita

    Short answers from the figures on this page.

    What is Vita's market share in Slovenia?

    Vita wrote €129m of premium in FY 2025, 3.8% of all premium in Slovenia, ranking #4 of 15 insurers; its premium grew 6.6% on FY 2024.

    Who owns Vita?

    Vita is part of the Sava group, which has 8 companies in 5 of the 18 markets on Polisa (FY 2025).

    What does Vita sell?

    Vita is a life insurer; its largest lines in FY 2025 are life insurance (93.4% of its premium), accident (4.9%) and health (1.7%).

    Is Vita well capitalised?

    Vita's SCR ratio was 218% at 31 December 2025: it held 2.2 times the capital Solvency II requires, against a median of 261% for the insurers in Slovenia.

    Is Vita profitable?

    Vita made a net profit of €10.3m in FY 2025, a return on equity of 14.1%; the combined ratio of its non-life lines was 59% after reinsurance.

    Is Vita growing?

    Vita's premium grew 6.6% in FY 2025, slower than the market in Slovenia (+32.7%).

    Sources for this page

    Premium: Slovenian Insurance Association (SZZ), premium of member insurers by quarter. Lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Vita (Slovenia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/si-vita

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_si_vita_2026,
      author       = {{Polisa}},
      title        = {Vita (Slovenia): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/si-vita}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: SZZ (written consent only), AZN (public information, no licence stated), insurers' SFCRs (public disclosures, linked).